Aflac Incorporated /ˈæflæk/ (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide".
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| AFL | AFLAC INC | 2025-10-16 17:37:50 | 108.18 | 1.45 | 1.36 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AFL | 0000004977 | AFLAC INC | US0010551028 | 549300N0B7DOGLXWPP39 | 581167100 | NYSE | 6321 | Accident & Health Insurance | 1231 | GA | 1932 WYNNTON RD | COLUMBUS | GA | 31999 | UNITED STATES | US | 7063233431 | 1932 WYNNTON ROAD, COLUMBUS, GA, 31999 | 1932 WYNNTON RD, COLUMBUS, GA, 31999 | — | Insurance | 1955-11-17 | Dan Amos | 12,694 | http://aflac.com | 49,825,613,971 | 1,357,790,000 | 534,831,490 | Aflac Incorporated /ˈæflæk/ (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide". | 2025-10-10 19:13:46 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 49,825,613,971 | 8,501,945,099 | 20.574 | 546,588,291 | -30,420,037 | -5.272 |
| 2023 | 41,323,668,872 | 6,416,799,221 | 18.3826 | 577,008,328 | -35,200,320 | -5.7497 |
| 2022 | 34,906,869,651 | -986,106,290 | -2.7474 | 612,208,648 | -37,652,227 | -5.7939 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Bradley E. Dyslin | Chief Investment Officer, President, Executive Vice President | 2024 | 700,000 | 0 | 1,378,529 | 2,425,284 | 503,704 | 5,007,517 |
| Virgil R. Miller | President | 2024 | 700,000 | 0 | 1,550,855 | 1,042,582 | 319,667 | 3,613,104 |
| Daniel P. Amos | CEO, Chairman, President | 2024 | 1,441,100 | 0 | 10,399,871 | 5,821,241 | 1,606,042 | 19,268,254 |
| Max K. Brodén | Executive Vice President, CFO | 2024 | 850,000 | 0 | 2,510,924 | 2,325,606 | 526,983 | 6,213,513 |
| Audrey Boone | Executive Vice President, General Counsel | 2024 | 750,000 | 0 | 2,215,530 | 1,229,625 | 355,096 | 4,550,251 |
| Fiscal Year | Employee Count |
|---|---|
| 2022 | 6,996 |
| 2021 | 6,492 |
| 2020 | 6,239 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 18,927,000,000 | 18,701,000,000 | 19,502,000,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | 3,014,000,000 | 3,165,000,000 | 3,250,000,000 |
| Operating Expenses | 5,060,000,000 | 5,228,000,000 | 5,745,000,000 |
| Operating Income | 3,494,000,000 | 3,234,000,000 | 4,157,000,000 |
| Net Income | 5,443,000,000 | 4,659,000,000 | 4,201,000,000 |
| Earnings Per Share Basic | 9.68 | 7.81 | 6.62 |
| Earnings Per Share Diluted | 9.63 | 7.78 | 6.59 |
| Weighted Average Shares Outstanding Basic | 562,492,000 | 596,173,000 | 634,816,000 |
| Weighted Average Shares Outstanding Diluted | 565,015,000 | 598,745,000 | 637,655,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 6,229,000,000 | 4,306,000,000 | 3,943,000,000 |
| Marketable Securities Current | 0 | 0 | 0 |
| Accounts Receivable | 779,000,000 | 848,000,000 | 647,000,000 |
| Inventories | — | — | — |
| Non Trade Receivables | 242,000,000 | 270,000,000 | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | 34,000,000 | 37,000,000 | 40,000,000 |
| Property Plant And Equipment | 387,000,000 | 445,000,000 | 530,000,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 117,566,000,000 | 126,724,000,000 | 131,017,000,000 |
| Accounts Payable | — | — | — |
| Deferred Revenue | — | — | — |
| Short Term Debt | 79,000,000 | 0 | 0 |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | — | — | — |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 91,468,000,000 | 104,739,000,000 | 108,652,000,000 |
| Common Stock | 136,000,000 | 136,000,000 | 135,000,000 |
| Retained Earnings | 52,277,000,000 | 47,993,000,000 | 44,568,000,000 |
| Accumulated Other Comprehensive Income | — | -5,520,000,000 | -4,405,000,000 |
| Total Shareholders Equity | 26,098,000,000 | 21,985,000,000 | 22,365,000,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 40,000,000 | 39,000,000 | 45,000,000 |
| Share Based Compensation Expense | 65,000,000 | — | — |
| Other Non Cash Income Expense | 616,000,000 | -1,043,000,000 | 162,000,000 |
| Change In Accounts Receivable | -51,000,000 | 133,000,000 | -2,000,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | — | — |
| Change In Accounts Payable | — | — | — |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | 2,707,000,000 | 3,190,000,000 | 3,879,000,000 |
| Purchases Of Marketable Securities | 5,542,000,000 | 2,801,000,000 | 3,514,000,000 |
| Sales Of Marketable Securities | 7,205,000,000 | 3,811,000,000 | 4,418,000,000 |
| Acquisition Of Property Plant And Equipment | — | — | — |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | -61,000,000 | 149,000,000 | -112,000,000 |
| Cash From Investing Activities | 2,781,000,000 | 817,000,000 | -1,540,000,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | 1,159,000,000 | 1,033,000,000 | 1,014,000,000 |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | 2,800,000,000 | 2,801,000,000 | 2,401,000,000 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 194,000,000 | 0 | 1,416,000,000 |
| Other Financing Activities | -28,000,000 | -17,000,000 | 34,000,000 |
| Cash From Financing Activities | -3,486,000,000 | -3,723,000,000 | -3,551,000,000 |
| Change In Cash | 1,923,000,000 | 363,000,000 | -1,108,000,000 |
| Cash At End Of Period | 6,229,000,000 | 4,306,000,000 | 3,943,000,000 |
| Income Taxes Paid | 1,367,000,000 | 1,569,000,000 | 961,000,000 |
| Interest Paid | 180,000,000 | 185,000,000 | 211,000,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 9.68 | 7.81 | 6.62 |
| Price To Earnings Ratio | 10.686 | 10.5634 | 10.8671 |
| Earnings Growth Rate | 23.9437 | 17.9758 | 3.1153 |
| Price Earnings To Growth Ratio | 0.4463 | 0.5876 | 3.4883 |
| Book Value Per Share | 46.3971 | 36.8769 | 35.2307 |
| Price To Book Ratio | 2.2294 | 2.2372 | 2.042 |
| Ebitda | 7,044,000,000 | 6,462,000,000 | 5,433,000,000 |
| Enterprise Value | — | — | — |
| Dividend Yield | 0.0199 | 0.021 | 0.0222 |
| Dividend Payout Ratio | 0.2129 | 0.2217 | 0.2414 |
| Debt To Equity Ratio | — | — | — |
| Capital Expenditures | -18,000,000 | -46,000,000 | 37,000,000 |
| Free Cash Flow | 2,725,000,000 | 3,236,000,000 | 3,842,000,000 |
| Return On Equity | 0.2086 | 0.2119 | 0.1878 |
| One Year Beta | 0.3182 | 0.6714 | 0.6703 |
| Three Year Beta | 0.6039 | 0.7091 | 1.0484 |
| Five Year Beta | 0.9658 | 0.9941 | 0.9818 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Broden Max | Sr. EVP, CFO | 2025-09-23 | 33 | D | 339 |
| MOSKOWITZ JOSEPH L | Director | 2025-08-18 | 500 | D | 24,605 |
| Dyslin Bradley Eugene | Executive Vice President | 2025-08-12 | 9,658 | A | 29,162 |
| MOSKOWITZ JOSEPH L | Director | 2025-08-08 | 1,000 | D | 25,105 |
| Koide Masatoshi | Pres. and Rep. Director, ALIJ | 2025-05-20 | 37,000 | D | 70,992 |
| Name Of Reporting Person | Type Of Reporting Person | Report Date | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Shelley M Capito | Senator | 2025-08-04 | Sale (Partial) | 2025-07-18 | Spouse | $1,001 - $15,000 |
| Shelley M Capito | Senator | 2025-02-13 | Sale (Partial) | 2025-01-17 | Spouse | $1,001 - $15,000 |
| Shelley M Capito | Senator | 2023-09-15 | Sale (Partial) | 2023-08-02 | Spouse | $1,001 - $15,000 |
| Shelley M Capito | Senator | 2022-11-13 | Sale (Partial) | 2022-10-17 | Spouse | $1,001 - $15,000 |
| David A Perdue , Jr | Senator | 2020-05-08 | Sale (Full) | 2020-04-16 | Joint | $1,001 - $15,000 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Carol Devine Miller | 2025-04-11 | WV01 | Purchase | 2025-03-10 | — | $1,001 - $15,000 |
| John Rutherford | 2022-03-16 | FL04 | Sale | 2022-02-17 | — | $1,001 - $15,000 |
| Marjorie Taylor Greene | 2022-03-07 | GA14 | Purchase | 2022-02-22 | — | $1,001 - $15,000 |
| Sara Jacobs | 2021-05-28 | CA53 | Sale | 2021-04-09 | — | $50,001 - $100,000 |
| Carol Devine Miller | 2020-09-14 | WV03 | Sale | 2020-07-28 | Spouse | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Carnegie Investment Counsel | 2025-09-30 | 1,255,414 | 11,239 | 111.7016 |
| Columbus Macro, LLC | 2025-09-30 | 7,561,462 | 67,694 | 111.7006 |
| TOWNSEND ASSET MANAGEMENT CORP /NC/ /ADV | 2025-09-30 | 1,710,462 | 15,313 | 111.7 |
| FULTON BREAKEFIELD BROENNIMAN LLC | 2025-09-30 | 585,196 | 5,239 | 111.6999 |
| Darwin Wealth Management, LLC | 2025-09-30 | 34,790 | 311 | 111.865 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| ETF Series Solutions | 2025-07-31 | Aptus Large Cap Enhanced Yield ETF | DUBS | 2,901 | 288,243.36 | 0.1205 |
| Pacer Funds Trust | 2025-07-31 | Pacer WealthShield ETF | PWS | 342 | 33,981.12 | 0.1282 |
| Pacer Funds Trust | 2025-07-31 | Pacer Trendpilot US Large Cap ETF | PTLC | 30,604 | 3,040,813.44 | 0.0911 |
| Pacer Funds Trust | 2025-07-31 | Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF | QDPL | 8,867 | 881,025.12 | 0.0809 |
| ETF Series Solutions | 2025-07-31 | US Vegan Climate ETF | VEGN | 2,668 | 265,092.48 | 0.2197 |