CINCINNATI FINANCIAL CORP (CINF)

167 -2.98 (-1.75%)

As of 2026-03-03 12:08:37 EST

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

Traded asNasdaq: CINF
ISINUS1720621010
CIK0000020286
LEI254900Q4WEDMZBOZ0002
EIN310746871
SectorInsurance
IndustryFire, Marine & Casualty Insurance
CEOStephen M. Spray
Employees5,426
Fiscal Year End1231
Address6200 S GILMORE RD, FAIRFIELD, OH, 45014
Phone5138702000
Websitehttp://www.cinfin.com
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
CINFCINCINNATI FINANCIAL CORP2026-03-03 12:08:37167-2.98-1.75
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
CINF0000020286CINCINNATI FINANCIAL CORPUS1720621010254900Q4WEDMZBOZ0002310746871Nasdaq6331Fire, Marine & Casualty Insurance1231OH6200 S GILMORE RDFAIRFIELDOH45014UNITED STATESUS5138702000P.O. BOX 145496, CINCINNATI, OH, 452506200 S GILMORE RD, FAIRFIELD, OH, 45014Insurance1950Stephen M. Spray5,426http://www.cinfin.com22,846,561,651198,300,000155,617,576Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.2026-02-26 15:42:25
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CINF Stock Price (End-of-Day)
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CINF Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
202522,846,561,6514,739,790,05626.1769155,617,576-906,377-0.5791
202418,106,771,5953,118,064,88420.8028156,523,953-141,065-0.09
202314,988,706,711-3,544,667,136-19.1259156,665,018-575,538-0.366
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Steven J. JohnstonExecutive Chairman, Chief Executive Officer2024753,71601,994,0705,017,594237,7279,884,720
John S. KellingtonChief Information Officer, Executive Vice President2024723,9610789,0511,820,674123,2184,139,673
Stephen M. SprayChief Executive Officer, President20241,061,26401,667,5324,195,60852,4118,784,200
Michael J. SewellChief Financial Officer, Treasurer, Executive Vice President20241,038,23501,130,8492,611,038233,8045,993,086
Teresa C. CracasChief Risk Officer, Executive Vice President2024659,1920718,5631,657,789140,9973,798,237
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Employee Count
Fiscal YearEmployee Count
20255,705
20245,624
20235,426
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Income Statements
Fiscal Year202520242023
Revenue12,631,000,00011,337,000,00010,013,000,000
Cost Of Revenue
Gross Profit
Research And Development Expenses
General And Administrative Expenses
Operating Expenses
Operating Income
Net Income2,393,000,0002,292,000,0001,843,000,000
Earnings Per Share Basic15.3214.6511.74
Earnings Per Share Diluted15.1714.5311.66
Weighted Average Shares Outstanding Basic156,100,000156,400,000157,000,000
Weighted Average Shares Outstanding Diluted157,700,000157,800,000158,100,000
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents1,431,000,000983,000,000907,000,000
Marketable Securities Current148,000,000298,000,000
Accounts Receivable
Inventories
Non Trade Receivables255,000,00053,000,00040,000,000
Other Assets Current
Total Assets Current
Marketable Securities Non Current
Property Plant And Equipment219,000,000214,000,000208,000,000
Other Assets Non Current
Total Assets Non Current
Total Assets41,002,000,00036,501,000,00032,769,000,000
Accounts Payable
Deferred Revenue
Short Term Debt
Other Liabilities Current
Total Liabilities Current
Long Term Debt790,000,000790,000,000790,000,000
Other Liabilities Non Current
Total Liabilities Non Current
Total Liabilities25,091,000,00022,566,000,00020,671,000,000
Common Stock397,000,000397,000,000397,000,000
Retained Earnings16,719,000,00014,869,000,00013,084,000,000
Accumulated Other Comprehensive Income-34,000,000-309,000,000-435,000,000
Total Shareholders Equity15,911,000,00013,935,000,00012,098,000,000
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization168,000,000130,000,000112,000,000
Share Based Compensation Expense37,000,00051,000,00019,000,000
Other Non Cash Income Expense
Change In Accounts Receivable
Change In Inventories
Change In Non Trade Receivables-4,000,0006,000,000-1,000,000
Change In Other Assets73,000,00014,000,00030,000,000
Change In Accounts Payable
Change In Other Liabilities84,000,000134,000,00090,000,000
Cash From Operating Activities3,112,000,0002,649,000,0002,052,000,000
Purchases Of Marketable Securities5,388,000,0005,732,000,0002,554,000,000
Sales Of Marketable Securities3,777,000,0003,202,000,0001,136,000,000
Acquisition Of Property Plant And Equipment20,000,00022,000,00018,000,000
Acquisition Of Business
Other Investing Activities112,000,000112,000,000143,000,000
Cash From Investing Activities-1,691,000,000-1,696,000,000-1,608,000,000
Tax Withholding For Share Based Compensation
Payments Of Dividends543,000,000507,000,000470,000,000
Issuance Of Common Stock
Repurchase Of Common Stock205,000,000126,000,00067,000,000
Issuance Of Long Term Debt
Repayment Of Long Term Debt
Other Financing Activities-153,000,000-154,000,000-129,000,000
Cash From Financing Activities-973,000,000-877,000,000-801,000,000
Change In Cash448,000,00076,000,000-357,000,000
Cash At End Of Period1,431,000,000983,000,000907,000,000
Income Taxes Paid220,000,000395,000,000136,000,000
Interest Paid53,000,00053,000,00054,000,000
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Key Metrics
Fiscal Year202520242023
Earnings Per Share15.3214.6511.74
Price To Earnings Ratio10.66069.80898.8126
Earnings Growth Rate4.573424.7871-483.6601
Price Earnings To Growth Ratio2.3310.3957-0.0182
Book Value Per Share101.928389.098577.0573
Price To Book Ratio1.60231.61281.3426
Ebitda2,834,000,0002,870,000,0002,145,000,000
Enterprise Value24,853,252,00022,281,680,00016,126,220,000
Dividend Yield0.02130.02260.0289
Dividend Payout Ratio0.22690.22120.255
Debt To Equity Ratio0.04970.05670.0653
Capital Expenditures173,000,000136,000,000118,000,000
Free Cash Flow2,939,000,0002,513,000,0001,934,000,000
Return On Equity0.15040.16450.1523
One Year Beta0.62870.48811.0063
Three Year Beta0.68520.75750.8478
Five Year Beta0.75131.0341.049
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Van Den Heuvel Will HExec Vice President - Sub2026-02-257,506A7,506
Van Den Heuvel Will HExec Vice President - Sub2026-02-251,001A1,001
Van Den Heuvel Will HExec Vice President - Sub2026-02-2511,610A11,610
Swisher Chet HoganSenior Vice President - Sub2026-02-254,640A4,640
Swisher Chet HoganSenior Vice President - Sub2026-02-25774A774
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House Trading
Name Of Reporting PersonReport DateStateTransaction TypeTransaction DateOwner TypeAmount
Sheri Biggs2025-10-05SC03Sale2025-03-18Spouse$1,001 - $15,000
Josh Gottheimer2025-05-14NJ05Sale (Partial)2025-04-09Joint$1,001 - $15,000
Josh Gottheimer2024-07-09NJ05Sale (Partial)2024-06-21Joint$1,001 - $15,000
Zoe Lofgren2023-06-06CA18Sale2023-05-25Spouse$1,001 - $15,000
Josh Gottheimer2023-02-17NJ05Sale (Partial)2023-01-11Joint$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Caitong International Asset Management Co., Ltd2025-12-31103,055631163.3201
TOBAM2025-12-3118,000110163.6364
Anchor Investment Management, LLC2025-12-312,787,70917,069163.32
DGS Capital Management, LLC2025-12-31203,6601,247163.32
Bell Investment Advisors, Inc2025-12-312,61416163.375
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
PIMCO Equity Series2025-12-31PIMCO RAFI Dynamic Multi-Factor U.S. Equity ETFMFUS23538,380.20.0182
Advisor Managed Portfolios2025-12-31Optimize Strategy Index ETFOPTZ2,983487,183.560.2432
RYDEX SERIES FUNDS2025-12-31Class HRYNHX55590,642.60.0349
RYDEX SERIES FUNDS2025-12-31Class CRYNCX55590,642.60.0349
RYDEX SERIES FUNDS2025-12-31Class ARYANX55590,642.60.0349
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