FIRST NORTHERN COMMUNITY BANCORP (FNRN)

13.47 0.08 (0.6%)

As of 2025-12-01 16:00:00 EST

First Northern Bank is a community bank with headquarters in Dixon, California, United States. It was founded in 1910. The bank serves Solano, Yolo, Sacramento, Placer, El Dorado, Glenn, and Colusa counties with 14 full service branches.

Traded asOTC: FNRN
ISINUS3359251036
CIK0001114927
LEI2549000R7VWCN47XEP36
EIN680450397
SectorBanking
IndustrySavings Institution, Federally Chartered
CEO
Employees230
Fiscal Year End1231
Address195 N FIRST STREET, DIXON, CA, 95620
Phone7076783041
Websitehttp://www.thatsmybank.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
FNRNFIRST NORTHERN COMMUNITY BANCORP2025-12-01 16:00:0013.470.080.6
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
FNRN0001114927FIRST NORTHERN COMMUNITY BANCORPUS33592510362549000R7VWCN47XEP36680450397OTC6035Savings Institution, Federally Chartered1231CA195 N FIRST STREETDIXONCA95620UNITED STATESUS7076783041195 N FIRST STREET, DIXON, CA, 95620195 N FIRST STREET, DIXON, CA, 95620Banking1910230http://www.thatsmybank.com/125,391,49715,818,32815,724,784First Northern Bank is a community bank with headquarters in Dixon, California, United States. It was founded in 1910. The bank serves Solano, Yolo, Sacramento, Placer, El Dorado, Glenn, and Colusa counties with 14 full service branches.2025-11-27 18:40:51
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FNRN Stock Price (End-of-Day)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
2024125,391,49733,065,48735.813815,184,687357,3212.4099
202392,326,010-24,369,147-20.882714,827,366789,2825.6224
2022116,695,157-22,955,436-16.437814,038,084770,8415.8101
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Brett HamiltonChief Credit Officer, Executive Vice President2024215,22075,00040,00731,04845,586406,861
Kevin SpinkChief Financial Officer, Executive Vice President2024301,764086,82643,52642,339474,455
Jeremiah Z. SmithChief Executive Officer, President, Director2024475,0000159,99391,352105,001831,346
Jeremiah Z. SmithChief Executive Officer, President, Director2023475,0000135,928198,379227,4271,036,734
Kevin SpinkChief Financial Officer, Executive Vice President2023286,440086,11289,62762,485524,664
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Employee Count
Fiscal YearEmployee Count
2024187
2023203
2022192
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Income Statements
Fiscal Year202420232022
Revenue84,671,000
Cost Of Revenue
Gross Profit
Research And Development Expenses
General And Administrative Expenses
Operating Expenses
Operating Income
Net Income20,034,00021,554,00015,884,000
Earnings Per Share Basic1.261.421.11
Earnings Per Share Diluted1.241.411.09
Weighted Average Shares Outstanding Basic15,896,47515,185,85214,365,443
Weighted Average Shares Outstanding Diluted16,109,04015,329,48514,523,337
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Balance Sheet Statements
Fiscal Year202420232022
Cash And Cash Equivalents119,448,000149,211,000187,417,000
Marketable Securities Current
Accounts Receivable
Inventories
Non Trade Receivables
Other Assets Current
Total Assets Current
Marketable Securities Non Current
Property Plant And Equipment9,248,0009,962,0006,122,000
Other Assets Non Current
Total Assets Non Current
Total Assets1,891,722,0001,871,832,0001,871,361,000
Accounts Payable
Deferred Revenue
Short Term Debt
Other Liabilities Current
Total Liabilities Current
Long Term Debt000
Other Liabilities Non Current
Total Liabilities Non Current
Total Liabilities1,715,390,0001,712,587,0001,746,321,000
Common Stock127,902,000123,235,000116,099,000
Retained Earnings81,304,00068,760,00054,492,000
Accumulated Other Comprehensive Income-33,851,000-33,727,000-46,528,000
Total Shareholders Equity176,332,000159,245,000125,040,000
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Cash Flow Statements
Fiscal Year202420232022
Depreciation And Amortization1,057,0001,002,000774,000
Share Based Compensation Expense846,000820,000655,000
Other Non Cash Income Expense
Change In Accounts Receivable
Change In Inventories
Change In Non Trade Receivables
Change In Other Assets
Change In Accounts Payable
Change In Other Liabilities
Cash From Operating Activities19,537,00027,300,00021,780,000
Purchases Of Marketable Securities230,334,00091,324,000176,919,000
Sales Of Marketable Securities6,563,00018,067,0006,348,000
Acquisition Of Property Plant And Equipment343,0001,221,000344,000
Acquisition Of Business
Other Investing Activities
Cash From Investing Activities-53,276,00083,608,000-178,785,000
Tax Withholding For Share Based Compensation
Payments Of Dividends7,0007,0008,000
Issuance Of Common Stock102,00096,000116,000
Repurchase Of Common Stock3,764,000143,000187,000
Issuance Of Long Term Debt
Repayment Of Long Term Debt
Other Financing Activities
Cash From Financing Activities3,976,000-149,114,000-1,507,000
Change In Cash-29,763,000-38,206,000-158,512,000
Cash At End Of Period119,448,000149,211,000187,417,000
Income Taxes Paid7,670,0008,500,0004,660,000
Interest Paid14,644,0006,110,0001,135,000
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Key Metrics
Fiscal Year202420232022
Earnings Per Share1.261.421.11
Price To Earnings Ratio7.5515.69776.3037
Earnings Growth Rate-11.267627.92799.901
Price Earnings To Growth Ratio-0.67020.2040.6367
Book Value Per Share11.092510.48648.7042
Price To Book Ratio0.85770.77150.8039
Ebitda93,121,00038,640,00022,504,000
Enterprise Value31,795,832.0925-26,346,827.2236-86,900,558.7847
Dividend Yield0.00.00010.0001
Dividend Payout Ratio0.00030.00030.0005
Debt To Equity Ratio000
Capital Expenditures343,0004,842,000344,000
Free Cash Flow19,194,00022,458,00021,436,000
Return On Equity0.11360.13540.127
One Year Beta0.03420.0256-0.0061
Three Year Beta0.01130.05620.1755
Five Year Beta0.15440.15560.1532
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Bedoya RichardDirector2025-08-072,014A2,014
Spink KevinEVP/Chief Financial Officer2025-05-143,101D44,654
Cochran CharlesEVP/Chief Cmrcl Banking Oficer2025-03-125,000A5,000
Swizer DuaneEVP/Chief Information Officer2025-02-282,038A2,038
Smith Jeremiah ZacharyDirector, President/CEO/Director2025-02-2414,000A124,353
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
BANC FUNDS CO LLC2025-09-305,383,587423,23812.72
PL Capital Advisors, LLC2025-09-30464,28036,50012.72
BANC FUNDS CO LLC2025-06-306,969,827715,5889.74
BANC FUNDS CO LLC2025-03-318,984,500882,56410.18
BANC FUNDS CO LLC2024-12-318,396,965840,5379.99
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
Aspiriant Trust2020-03-31Advisor SharesRMEAX1,27610,840.030.001
Aspiriant Trust2020-02-29Advisor SharesRMEAX1,27614,172.480.0012
Aspiriant Trust2019-11-30Advisor SharesRMEAX1,21613,801.60.0011
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