F&M BANK CORP (FMBM)

27.13 -0.06 (-0.22%)

As of 2025-12-01 16:00:00 EST

F&M Bank is a Timberville, Virginia based community bank. The bank was chartered on April 15, 1908, as a state chartered bank and was incorporated in 1983 as a one-bank holding company in Virginia. F&M Bank functions as a regulated financial institution, but provides commercial banking services to small and medium-size businesses, nonprofits, as well as families and individuals in Virginia’s Shenandoah Valley.

Traded asOTC: FMBM
ISINUS30237P1066
CIK0000740806
LEI549300V2YLC1I721HE07
EIN541280811
SectorFinancial services
IndustryState Commercial Banks
CEO
Employees
Fiscal Year End1231
AddressP.O. BOX 1111, TIMBERVILLE, VA, 22853
Phone540-896-8941
Websitehttps://www.fmbankva.com
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
FMBMF&M BANK CORP2025-12-01 16:00:0027.13-0.06-0.22
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
FMBM0000740806F&M BANK CORPUS30237P1066549300V2YLC1I721HE07541280811OTC6022State Commercial Banks1231VAP.O. BOX 1111TIMBERVILLEVA22853UNITED STATESUS540-896-8941P. O. BOX 1111, TIMBERVILLE, VA, 22853P.O. BOX 1111, TIMBERVILLE, VA, 22853Financial services1908https://www.fmbankva.com50,849,7613,559,0843,556,658F&M Bank is a Timberville, Virginia based community bank. The bank was chartered on April 15, 1908, as a state chartered bank and was incorporated in 1983 as a one-bank holding company in Virginia. F&M Bank functions as a regulated financial institution, but provides commercial banking services to small and medium-size businesses, nonprofits, as well as families and individuals in Virginia’s Shenandoah Valley.2025-11-27 19:19:33
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FMBM Stock Price (End-of-Day)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
202450,849,761-10,991,257-17.77343,529,26246,7331.3419
202361,841,018-27,532,793-30.80633,482,529-216-0.0062
202289,373,8113,705,9654.3263,482,74567,5101.9767
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Lisa F. CampbellChief Financial Officer, EVP2024268,47937,87168,12539,272413,747
Barton E. BlackPresident2024318,28762,03471,38153,561505,264
Barton E. BlackPresident2023305,34342,97935,00048,435431,757
Paul E. EberlyEVP, Chief Development Officer2023204,32229,99426,62433,060294,000
Mark C. HannaCEO, President2023183,32486,1150694,622964,061
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Employee Count
Fiscal YearEmployee Count
2024169
2023151
2022143
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Income Statements
Fiscal Year202420232022
Revenue6,049,000
Cost Of Revenue
Gross Profit
Research And Development Expenses
General And Administrative Expenses
Operating Expenses37,705,000
Operating Income5,249,00045,00043,619,000
Net Income7,285,0002,771,0008,318,000
Earnings Per Share Basic02.41
Earnings Per Share Diluted2.070.82.41
Weighted Average Shares Outstanding Basic3,476,326,0003,449,343
Weighted Average Shares Outstanding Diluted3,512,427,0003,463,7503,449,343
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Balance Sheet Statements
Fiscal Year202420232022
Cash And Cash Equivalents19,139,00019,790,00017,926,000
Marketable Securities Current38,958,00075,981,000125,000
Accounts Receivable4,939,0005,034,0003,995,000
Inventories
Non Trade Receivables25,102,00030,048,0000
Other Assets Current
Total Assets Current
Marketable Securities Non Current808,812,000793,440,000720,806,000
Property Plant And Equipment22,192,00023,635,00019,587,000
Other Assets Non Current
Total Assets Non Current
Total Assets1,302,011,0001,294,596,0001,245,902,000
Accounts Payable
Deferred Revenue
Short Term Debt060,000,00070,000,000
Other Liabilities Current3,600,0003,600,0003,400,000
Total Liabilities Current
Long Term Debt6,975,0006,932,0006,890,000
Other Liabilities Non Current6,890,000
Total Liabilities Non Current
Total Liabilities1,215,873,0001,216,273,0001,175,110,000
Common Stock17,383,00017,263,00017,149,000
Retained Earnings84,669,00081,034,00083,078,000
Accumulated Other Comprehensive Income-27,377,000-31,017,000-40,012,000
Total Shareholders Equity86,138,00078,323,00070,792,000
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Cash Flow Statements
Fiscal Year202420232022
Depreciation And Amortization1,375,0001,317,0001,101,000
Share Based Compensation Expense226,000259,000193,000
Other Non Cash Income Expense-3,624,0001,495,000
Change In Accounts Receivable
Change In Inventories
Change In Non Trade Receivables-95,0001,039,000878,000
Change In Other Assets
Change In Accounts Payable
Change In Other Liabilities0
Cash From Operating Activities7,489,0002,397,00039,888,000
Purchases Of Marketable Securities
Sales Of Marketable Securities14,932,00013,934,00040,847,000
Acquisition Of Property Plant And Equipment282,0005,453,0003,642,000
Acquisition Of Business
Other Investing Activities
Cash From Investing Activities27,222,000-50,201,000-147,883,000
Tax Withholding For Share Based Compensation
Payments Of Dividends3,612,0003,590,000
Issuance Of Common Stock194,000292,000279,000
Repurchase Of Common Stock
Issuance Of Long Term Debt
Repayment Of Long Term Debt
Other Financing Activities
Cash From Financing Activities-1,467,00036,568,00054,827,000
Change In Cash1,262,000-4,966,000-2,077,000
Cash At End Of Period19,139,00019,790,00017,926,000
Income Taxes Paid608,000360,00032,000
Interest Paid30,243,00023,367,0007,441,000
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Key Metrics
Fiscal Year202420232022
Earnings Per Share02.41
Price To Earnings Ratio9.4896
Earnings Growth Rate-100-25.8462
Price Earnings To Growth Ratio-0.3672
Book Value Per Share0.022520.5233
Price To Book Ratio856.62061.1143
Ebitda39,819,00029,113,00016,696,000
Enterprise Value67,140,233,800137,850,474.41
Dividend Yield0.00010.0455
Dividend Payout Ratio1.30350.4316
Debt To Equity Ratio0.0810.85461.0861
Capital Expenditures-68,0005,365,0003,625,000
Free Cash Flow7,557,000-2,968,00036,263,000
Return On Equity0.08460.03540.1175
One Year Beta0.1549-0.0024-0.01
Three Year Beta0.02220.00190.1738
Five Year Beta0.15860.14730.1441
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
WRAY PETER HDirector2025-09-18238A7,154
Eberly Paul E.EVP/Chief Lending Officer2025-08-072,508D7,980
Wilkerson Aubrey M.Director, CEO2025-08-04200A26,852
Willingham John A.Director2025-06-18124A20,660
Keeler Anne BDirector2025-06-18299A2,516
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Cutler Capital Management, LLC2025-09-303,518,878135,86425.9
PL Capital Advisors, LLC2025-09-30478,14018,46125.9
Cutler Capital Management, LLC2025-06-302,873,094136,81421
Cutler Capital Management, LLC2025-03-312,641,878136,81419.31
Cutler Capital Management, LLC2024-12-312,701,549133,93920.17
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
FIDELITY PURITAN TRUST2023-10-31Fidelity Series Intrinsic Opportunities FundFDMLX123,3432,126,433.320.0841
FIDELITY PURITAN TRUST2023-07-31Fidelity Series Intrinsic Opportunities FundFDMLX128,5942,854,105.250.1014
FIDELITY PURITAN TRUST2023-04-30Fidelity Series Intrinsic Opportunities FundFDMLX128,5942,816,208.60.1074
FIDELITY PURITAN TRUST2023-01-31Fidelity Series Intrinsic Opportunities FundFDMLX128,5942,912,654.10.0816
FIDELITY PURITAN TRUST2022-10-31Fidelity Series Intrinsic Opportunities FundFDMLX129,4942,971,887.30.0643
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