The Hanover Insurance Group, Inc. is an insurance company based in Worcester, Massachusetts. It was the original name of a property-liability insurance firm established in 1852, and it remained a publicly traded company under that name until the early 1990s, when it changed its name to Allmerica Property & Casualty Companies.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| THG | HANOVER INSURANCE GROUP, INC. | 2025-12-01 18:11:14 | 186.22 | 0.31 | 0.17 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| THG | 0000944695 | HANOVER INSURANCE GROUP, INC. | US4108671052 | — | 043263626 | NYSE | 6331 | Fire, Marine & Casualty Insurance | 1231 | DE | 440 LINCOLN ST | WORCESTER | MA | 01653 | UNITED STATES | US | 5088551000 | 440 LINCOLN ST, WORCESTER, MA, 01653 | 440 LINCOLN ST, WORCESTER, MA, 01653 | ALLMERICA FINANCIAL CORP | Insurance | 1852 | John Roche | 6,500 | http://www.hanover.com/ | 4,472,656,527 | 60,500,000 | 35,583,964 | The Hanover Insurance Group, Inc. is an insurance company based in Worcester, Massachusetts. It was the original name of a property-liability insurance firm established in 1852, and it remained a publicly traded company under that name until the early 1990s, when it changed its name to Allmerica Property & Casualty Companies. | 2025-11-27 15:44:38 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 4,472,656,527 | 463,265,636 | 11.5545 | 35,926,567 | 105,564 | 0.2947 |
| 2023 | 4,009,390,891 | -1,157,616,490 | -22.404 | 35,821,003 | 216,061 | 0.6068 |
| 2022 | 5,167,007,381 | 351,430,512 | 7.2978 | 35,604,942 | 127,818 | 0.3603 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Richard W. Lavey | EVP, President | 2024 | 694,231 | — | 826,465 | 1,245,500 | 75,465 | 3,116,691 |
| Bryan J. Salvatore | EVP, President | 2024 | 640,385 | — | 751,440 | 1,175,500 | 61,925 | 2,879,280 |
| John C. Roche | CEO, President | 2024 | 1,100,000 | — | 3,755,592 | 3,300,000 | 144,979 | 9,550,596 |
| Jeffrey M. Farber | EVP, CFO | 2024 | 780,385 | — | 1,389,541 | 1,530,750 | 83,533 | 4,246,734 |
| Dennis F. Kerrigan | Chief Legal Officer, EVP | 2024 | 586,538 | — | 488,457 | 711,600 | 82,591 | 2,031,703 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 4,900 |
| 2023 | 4,800 |
| 2022 | 4,600 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 6,237,400,000 | 5,993,500,000 | 5,468,600,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | — | — | — |
| Operating Expenses | — | — | — |
| Operating Income | 650,100,000 | 105,600,000 | 285,100,000 |
| Net Income | 426,000,000 | 35,300,000 | 116,000,000 |
| Earnings Per Share Basic | 11.85 | 0.99 | 3.26 |
| Earnings Per Share Diluted | 11.7 | 0.98 | 3.21 |
| Weighted Average Shares Outstanding Basic | 35,900,000 | 35,700,000 | 35,600,000 |
| Weighted Average Shares Outstanding Diluted | 36,400,000 | 36,100,000 | 36,100,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 435,500,000 | 316,100,000 | 305,000,000 |
| Marketable Securities Current | 304,900,000 | 371,400,000 | 388,600,000 |
| Accounts Receivable | 1,800,800,000 | 1,705,600,000 | 1,601,400,000 |
| Inventories | — | — | — |
| Non Trade Receivables | 25,200,000 | 25,300,000 | 2,100,000 |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | — | — | — |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 15,274,500,000 | 14,612,600,000 | 13,997,200,000 |
| Accounts Payable | 757,800,000 | 775,900,000 | 731,700,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 61,800,000 | — | — |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 722,300,000 | — | — |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 12,432,700,000 | 12,147,000,000 | 11,671,600,000 |
| Common Stock | 600,000 | 600,000 | 600,000 |
| Retained Earnings | 3,209,600,000 | 2,909,400,000 | 2,988,800,000 |
| Accumulated Other Comprehensive Income | -456,300,000 | -517,200,000 | -705,500,000 |
| Total Shareholders Equity | 2,841,800,000 | 2,465,600,000 | 2,325,600,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 1,500,000 | 6,300,000 | 12,900,000 |
| Share Based Compensation Expense | 31,000,000 | 31,100,000 | 29,000,000 |
| Other Non Cash Income Expense | — | 18,000,000 | 16,700,000 |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | — | — |
| Change In Accounts Payable | -8,700,000 | 48,000,000 | 3,300,000 |
| Change In Other Liabilities | -62,800,000 | -1,300,000 | 62,300,000 |
| Cash From Operating Activities | 806,400,000 | 361,700,000 | 722,300,000 |
| Purchases Of Marketable Securities | 3,240,700,000 | 1,059,800,000 | 1,960,200,000 |
| Sales Of Marketable Securities | 1,844,100,000 | 168,800,000 | 489,000,000 |
| Acquisition Of Property Plant And Equipment | 10,200,000 | 11,900,000 | 17,800,000 |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -540,900,000 | -228,500,000 | -507,600,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | 124,100,000 | 117,200,000 | 108,900,000 |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | 1,300,000,000 | — | 30,800,000 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | -11,400,000 | -11,400,000 | -14,200,000 |
| Cash From Financing Activities | -145,500,000 | -122,100,000 | -140,600,000 |
| Change In Cash | 120,000,000 | 11,100,000 | 74,100,000 |
| Cash At End Of Period | 435,500,000 | 316,100,000 | 305,000,000 |
| Income Taxes Paid | 149,000,000 | -22,100,000 | 107,800,000 |
| Interest Paid | 33,200,000 | 33,200,000 | 33,300,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 11.85 | 0.99 | 3.26 |
| Price To Earnings Ratio | 13.0515 | 122.6465 | 41.4509 |
| Earnings Growth Rate | 1,096.9697 | -69.6319 | -72.0651 |
| Price Earnings To Growth Ratio | 0.0119 | -1.7614 | -0.5752 |
| Book Value Per Share | 79.1588 | 69.0644 | 65.3258 |
| Price To Book Ratio | 1.9538 | 1.7581 | 2.0686 |
| Ebitda | 610,600,000 | 53,600,000 | 270,800,000 |
| Enterprise Value | 5,900,894,000 | — | — |
| Dividend Yield | 0.0224 | 0.027 | 0.0226 |
| Dividend Payout Ratio | 0.2913 | 3.3201 | 0.9388 |
| Debt To Equity Ratio | 0.2759 | — | — |
| Capital Expenditures | — | — | — |
| Free Cash Flow | — | — | — |
| Return On Equity | 0.1499 | 0.0143 | 0.0499 |
| One Year Beta | 0.3435 | 0.6393 | 0.5405 |
| Three Year Beta | 0.5198 | 0.606 | 0.8618 |
| Five Year Beta | 0.8063 | 0.8135 | 0.7955 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Lowsley Denise | Executive Vice President | 2025-11-12 | 1,619 | D | 3,511 |
| Roche John C | Director, President and CEO | 2025-11-05 | 590 | D | 124,096 |
| Kerrigan Dennis Francis | Executive Vice President | 2025-11-04 | 175 | D | 9,890 |
| Kerrigan Dennis Francis | Executive Vice President | 2025-09-26 | 17 | A | 10,065 |
| Salvatore Bryan J | Executive Vice President | 2025-09-26 | 27 | A | 25,919 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Jefferson Shreve | 2025-06-22 | IN06 | Sale | 2025-05-12 | — | $15,001 - $50,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Pictet Asset Management Holding SA | 2025-09-30 | 936,484 | 5,156 | 181.6299 |
| DARK FOREST CAPITAL MANAGEMENT LP | 2025-09-30 | 715,441 | 3,939 | 181.6301 |
| HANCOCK WHITNEY CORP | 2025-09-30 | 10,000,182 | 55,058 | 181.63 |
| ICON ADVISERS INC/CO | 2025-09-30 | 12,714 | 70 | 181.6286 |
| JACOBS LEVY EQUITY MANAGEMENT, INC | 2025-09-30 | 39,560,830 | 217,810 | 181.63 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) S&P(R) Insurance ETF | KIE | 75,978 | 13,799,884.14 | 1.8911 |
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) Russell 1000 Momentum Focus ETF | ONEO | 547 | 99,351.61 | 0.1029 |
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) Russell 1000 Yield Focus ETF | ONEY | 7,460 | 1,354,959.8 | 0.1539 |
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF | SPMD | 164,687 | 29,912,099.81 | 0.2079 |
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) US Large Cap Low Volatility Index ETF | LGLV | 14,495 | 2,632,726.85 | 0.2388 |