FIRST FINANCIAL CORP /IN/ (THFF)

63.94 0 (0%)

As of 2026-04-02 15:10:04 EST

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

Traded asNasdaq: THFF
ISINUS3202181000
CIK0000714562
LEI2549004TL3ENGSHSFN38
EIN351546989
SectorFinance
IndustryState Commercial Banks
CEONorman D. Lowery
Employees2,000
Fiscal Year End1231
AddressONE FIRST FINANCIAL PLAZA, TERRE HAUTE, IN, 47807
Phone(812) 238-6000
Websitehttps://first-online.bank
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
THFFFIRST FINANCIAL CORP /IN/2026-04-02 15:10:0463.9400
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
THFF0000714562FIRST FINANCIAL CORP /IN/US32021810002549004TL3ENGSHSFN38351546989Nasdaq6022State Commercial Banks1231INONE FIRST FINANCIAL PLAZATERRE HAUTEIN47807UNITED STATESUS(812) 238-6000ONE FIRST FINANCIAL PLAZA, TERRE HAUTE, IN, 47807ONE FIRST FINANCIAL PLAZA, TERRE HAUTE, IN, 47807Finance1834Norman D. Lowery2,000https://first-online.bank584,183,57616,190,15711,891,896First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.2026-04-02 17:36:14
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THFF Stock Price (End-of-Day)
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THFF Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
2025584,183,576580,194,21314,543.530211,891,89638,4070.324
20233,989,363-486,676,834-99.186911,853,489-212,399-1.7603
2022490,666,197-1,252,831-0.254712,065,888-405,038-3.2479
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
First FinancialChief Lending Officer, Chief Credit Officer, Chief Financial Officer2025378,840165,412159,11341,577885,295
Norman D. LoweryChief Executive Officer2025675,350523,503486,25296,2482,395,725
Stephen P. PanagouleasChief Credit Officer2024248,258050,69225,094298,950
Mark A. FranklinChief Lending Officer2024600,000121,363102,27637,387557,954
Norman L. LoweryExecutive Chairman2024600,000498,222189,391126,0531,408,666
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Employee Count
Fiscal YearEmployee Count
2025946
2024937
2023861
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Income Statements
Fiscal Year202520232022
Revenue970,0001,100,0001,400,000
Cost Of Revenue
Gross Profit
Research And Development Expenses
General And Administrative Expenses
Operating Expenses
Operating Income
Net Income79,208,00047,275,00071,109,000
Earnings Per Share Basic6.6845.82
Earnings Per Share Diluted6.6845.82
Weighted Average Shares Outstanding Basic11,852,00011,812,00012,211,000
Weighted Average Shares Outstanding Diluted11,852,00011,812,00012,211,000
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Balance Sheet Statements
Fiscal Year202520232022
Cash And Cash Equivalents130,369,00093,526,000222,517,000
Marketable Securities Current
Accounts Receivable
Inventories
Non Trade Receivables
Other Assets Current
Total Assets Current
Marketable Securities Non Current
Property Plant And Equipment78,582,00081,508,00066,147,000
Other Assets Non Current
Total Assets Non Current
Total Assets5,756,126,0005,560,348,0004,989,281,000
Accounts Payable
Deferred Revenue
Short Term Debt175,000,0006,133,0001,008,000
Other Liabilities Current
Total Liabilities Current
Long Term Debt188,208,00028,120,0009,589,000
Other Liabilities Non Current
Total Liabilities Non Current
Total Liabilities5,105,257,0005,011,307,0004,513,988,000
Common Stock2,021,0002,018,0002,012,000
Retained Earnings741,793,000687,366,000614,829,000
Accumulated Other Comprehensive Income-86,681,000-132,285,000-139,974,000
Total Shareholders Equity650,869,000549,041,000475,293,000
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Cash Flow Statements
Fiscal Year202520232022
Depreciation And Amortization12,220,0009,946,0006,111,000
Share Based Compensation Expense3,000
Other Non Cash Income Expense
Change In Accounts Receivable
Change In Inventories
Change In Non Trade Receivables828,0002,057,0004,342,000
Change In Other Assets-20,401,0007,568,00034,602,000
Change In Accounts Payable
Change In Other Liabilities-14,568,0001,242,00033,050,000
Cash From Operating Activities90,405,00060,366,00078,787,000
Purchases Of Marketable Securities109,500,00040,098,000345,201,000
Sales Of Marketable Securities79,169,00050,662,0001,565,000
Acquisition Of Property Plant And Equipment3,983,0006,108,0001,426,000
Acquisition Of Business-28,152,000
Other Investing Activities
Cash From Investing Activities-126,157,000-66,119,000-433,689,000
Tax Withholding For Share Based Compensation
Payments Of Dividends24,781,00021,976,00015,419,000
Issuance Of Common Stock
Repurchase Of Common Stock795,000376,00027,701,000
Issuance Of Long Term Debt
Repayment Of Long Term Debt
Other Financing Activities
Cash From Financing Activities72,595,00022,520,000-110,608,000
Change In Cash36,843,00016,767,000-465,510,000
Cash At End Of Period130,369,00093,526,000222,517,000
Income Taxes Paid13,130,00010,480,00013,525,000
Interest Paid86,436,00088,545,00018,463,000
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Key Metrics
Fiscal Year202520232022
Earnings Per Share6.6845.82
Price To Earnings Ratio9.044911.54757.9175
Earnings Growth Rate67-31.2715
Price Earnings To Growth Ratio0.135-0.3693
Book Value Per Share54.916446.481638.9233
Price To Book Ratio1.10020.99371.1839
Ebitda324,426,000242,687,000109,004,000
Enterprise Value948,936,840486,323,280350,762,880
Dividend Yield0.03460.04030.0274
Dividend Payout Ratio0.31290.46490.2168
Debt To Equity Ratio0.5580.06240.0223
Capital Expenditures9,294,00025,307,0002,736,000
Free Cash Flow81,111,00035,059,00076,051,000
Return On Equity0.12170.08610.1496
One Year Beta0.75221.17990.2658
Three Year Beta0.9060.55780.7982
Five Year Beta0.6230.840.7875
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Franklin Mark AllenCHIEF LENDING OFFICER2026-03-022,209D7,514
Lowery Norman DDirector, PRESIDENT & C.E.O.2026-02-099,414A47,373
McHargue Rodger AllenCHIEF FINANCIAL OFFICER2026-02-092,961A35,954
Panagouleas Stephen PCHIEF CREDIT OFFICER2026-02-092,129A6,233
Franklin Mark AllenCHIEF LENDING OFFICER2026-02-092,143A9,723
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
GOLDMAN SACHS GROUP INC2025-12-319,262,205153,29760.42
HSBC HOLDINGS PLC2025-12-311,040,43717,20360.48
Rockefeller Capital Management L.P.2025-12-311,0881860.4444
EMC Capital Management2025-12-31130,0002,14960.4933
Dean Capital Management2025-12-311,846,13330,55560.42
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
Direxion Shares ETF Trust2026-01-31Direxion Daily Regional Banks Bull 3X ETFDPST7,216470,194.560.0801
Global X Funds2026-01-31Global X Russell 2000 ETFRSSL5,131334,335.960.0241
INVESCO EXCHANGE-TRADED FUND TRUST2026-01-31Invesco RAFI US 1500 Small-Mid ETFPRFZ9,113593,803.080.0222
ADVISORS' INNER CIRCLE FUND2026-01-31Investor Class SharesLVAQX43,9002,860,5240.4814
ADVISORS' INNER CIRCLE FUND2026-01-31Institutional Class SharesLSVQX43,9002,860,5240.4814
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