EZCORP INC (EZPW)

19.35 0 (0%)

As of 2025-12-02 09:25:00 EST

EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.

Traded asNasdaq: EZPW
ISINUS3023011063
CIK0000876523
LEI5493003K6PG3ZQ7TUQ63
EIN742540145
Sector
IndustryRetail-Miscellaneous Retail
CEOJason Kulas
Employees6,500
Fiscal Year End0930
Address2500 BEE CAVE ROAD, ROLLINGWOOD, TX, 78746
Phone5123143325
Websitehttp://ezcorp.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
EZPWEZCORP INC2025-12-02 09:25:0019.3500
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
EZPW0000876523EZCORP INCUS30230110635493003K6PG3ZQ7TUQ63742540145Nasdaq5900Retail-Miscellaneous Retail0930DE2500 BEE CAVE ROADROLLINGWOODTX78746UNITED STATESUS51231433252500 BEE CAVE ROAD, ROLLINGWOOD, TX, 787462500 BEE CAVE ROAD, ROLLINGWOOD, TX, 787461989Jason Kulas6,500http://ezcorp.com/682,000,000EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.2025-11-27 17:08:43
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EZPW Stock Price (End-of-Day)
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EZPW Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
2025682,000,000115,000,00020.2822
2024567,000,000127,000,00028.8636
2023440,000,000124,000,00039.2405
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Employee Count
Fiscal YearEmployee Count
20115,600
20104,900
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Income Statements
Fiscal Year202520242023
Revenue1,274,280,0001,161,602,0001,049,041,000
Cost Of Revenue455,677,000427,403,000394,779,000
Gross Profit746,065,000682,273,000609,838,000
Research And Development Expenses
General And Administrative Expenses83,500,00075,557,00067,529,000
Operating Expenses596,896,000569,743,000517,688,000
Operating Income149,169,000112,530,00092,150,000
Net Income109,613,00083,095,00038,463,000
Earnings Per Share Basic1.911.510.69
Earnings Per Share Diluted1.421.10.53
Weighted Average Shares Outstanding Basic57,466,00054,935,00055,586,000
Weighted Average Shares Outstanding Diluted83,383,00084,448,00080,865,000
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents469,524,000170,513,000220,595,000
Marketable Securities Current
Accounts Receivable15,106,00016,482,00030,548,000
Inventories248,457,000191,923,000166,477,000
Non Trade Receivables
Other Assets Current9,429,0003,350,0004,106,000
Total Assets Current1,125,956,000728,998,000719,719,000
Marketable Securities Non Current
Property Plant And Equipment75,331,00065,973,00068,096,000
Other Assets Non Current15,594,00016,144,00012,011,000
Total Assets Non Current825,253,000764,239,000747,992,000
Total Assets1,951,209,0001,493,237,0001,467,711,000
Accounts Payable22,923,00020,850,00023,022,000
Deferred Revenue33,901,00021,570,00018,920,000
Short Term Debt0103,072,00034,265,000
Other Liabilities Current14,030,00017,576,00015,112,000
Total Liabilities Current200,572,000269,377,000191,972,000
Long Term Debt518,076,000327,328,000360,112,000
Other Liabilities Non Current19,769,00012,337,00010,502,000
Total Liabilities Non Current725,152,000419,289,000529,971,000
Total Liabilities925,724,000688,666,000721,943,000
Common Stock579,000516,000519,000
Retained Earnings612,687,000507,206,000431,140,000
Accumulated Other Comprehensive Income-38,703,000-51,547,000-32,102,000
Total Shareholders Equity1,025,485,000804,571,000745,768,000
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization32,538,00033,069,00032,131,000
Share Based Compensation Expense12,465,00010,406,0009,539,000
Other Non Cash Income Expense1,942,000-789,0002,890,000
Change In Accounts Receivable
Change In Inventories18,179,0008,488,0004,810,000
Change In Non Trade Receivables-258,000-5,235,000-12,919,000
Change In Other Assets
Change In Accounts Payable
Change In Other Liabilities
Cash From Operating Activities148,985,000113,600,000101,834,000
Purchases Of Marketable Securities15,000,000
Sales Of Marketable Securities
Acquisition Of Property Plant And Equipment38,561,00035,764,00040,446,000
Acquisition Of Business20,693,00012,113,00014,874,000
Other Investing Activities
Cash From Investing Activities-117,862,000-111,853,000-110,886,000
Tax Withholding For Share Based Compensation3,972,0003,294,0001,148,000
Payments Of Dividends
Issuance Of Common Stock
Repurchase Of Common Stock6,999,00012,008,00016,988,000
Issuance Of Long Term Debt
Repayment Of Long Term Debt6,410,000
Other Financing Activities
Cash From Financing Activities274,420,000-50,183,00023,692,000
Change In Cash304,906,000-49,161,00014,599,000
Cash At End Of Period469,524,000170,513,000220,595,000
Income Taxes Paid39,456,00025,739,00011,415,000
Interest Paid11,080,00012,069,00011,143,000
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Key Metrics
Fiscal Year202520242023
Earnings Per Share1.911.510.69
Price To Earnings Ratio9.96867.423811.9565
Earnings Growth Rate26.4901118.8406-22.4719
Price Earnings To Growth Ratio0.37630.0625-0.5321
Book Value Per Share17.845114.645913.4165
Price To Book Ratio1.0670.76540.6149
Ebitda204,636,000155,488,00098,465,000
Enterprise Value1,142,704,640875,708,350632,366,500
Dividend Yield
Dividend Payout Ratio
Debt To Equity Ratio0.50520.53490.5288
Capital Expenditures41,896,00030,946,00043,502,000
Free Cash Flow107,089,00082,654,00058,332,000
Return On Equity0.10690.10330.0516
One Year Beta0.2370.36010.6891
Three Year Beta0.41670.58850.7153
Five Year Beta0.55760.7170.7493
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Croney Michael JamesChief Accounting Officer2025-11-19702A13,242
Sajnani SunilChief Audit/LP Executive2025-11-1949,388A115,630
Sajnani SunilChief Audit/LP Executive2025-11-1912,028D103,602
Sajnani SunilChief Audit/LP Executive2025-11-1913,153A131,142
Sajnani SunilChief Audit/LP Executive2025-11-1949,388D81,754
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
JPMORGAN CHASE & CO2025-09-309,200,337483,21119.04
Penn Capital Management Company, LLC2025-09-302,835,837148,94119.04
Wilmington Savings Fund Society, FSB2025-09-305,73130119.0399
Sunbelt Securities, Inc.2025-09-3076419
Caitong International Asset Management Co., Ltd2025-09-301,1426019.0333
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
JAMES ADVANTAGE FUNDS2025-09-30James Small Cap FundJASCX46,600887,2641.2199
JAMES ADVANTAGE FUNDS2025-09-30JAMES MICRO CAP FUNDJMCRX5,505104,815.20.3786
RYDEX SERIES FUNDS2025-09-30Class CRYYCX2,79453,197.761.414
RYDEX SERIES FUNDS2025-09-30Class ARYSVX2,79453,197.761.414
RYDEX SERIES FUNDS2025-09-30Class HRYAZX2,79453,197.761.414
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