PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| PRAA | PRA GROUP INC | 2025-12-31 16:10:04 | 17.69 | 0 | 0 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PRAA | 0001185348 | PRA GROUP INC | US69354N1063 | 549300Q5HW3JSSB86K27 | 753078675 | Nasdaq | 6153 | Short-Term Business Credit Institutions | 1231 | DE | 120 CORPORATE BLVD STE 100 | NORFOLK | VA | 23502 | UNITED STATES | US | 7575199300 | 120 CORPORATE BLVD STE 100, NORFOLK, VA, 23502 | 120 CORPORATE BLVD STE 100, NORFOLK, VA, 23502 | PORTFOLIO RECOVERY ASSOCIATES INC | — | 1996 | Vikram Atal | 3,277 | — | 764,441,903 | 39,083,000 | 39,015,442 | PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries. | 2025-12-25 18:43:35 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 764,441,903 | -120,927,230 | -13.6584 | 39,509,560 | 262,289 | 0.6683 |
| 2023 | 885,369,133 | -524,556,806 | -37.2046 | 39,247,271 | 267,156 | 0.6854 |
| 2022 | 1,409,925,939 | -320,275,545 | -18.5109 | 38,980,115 | -1,705,407 | -4.1917 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Michael J. Petit | President | 2012 | 325,000 | 270,000 | 2,699,894 | 730,000 | 10,000 | 4,334,883 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 3,115 |
| 2023 | 3,155 |
| 2022 | 3,277 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 1,114,524,000 | 802,554,000 | 966,524,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | — | — | — |
| Operating Expenses | 774,792,000 | 702,062,000 | 680,722,000 |
| Operating Income | 339,732,000 | 100,492,000 | 285,802,000 |
| Net Income | 70,601,000 | -83,477,000 | 117,147,000 |
| Earnings Per Share Basic | 1.79 | -2.13 | 2.96 |
| Earnings Per Share Diluted | 1.79 | -2.13 | 2.94 |
| Weighted Average Shares Outstanding Basic | 39,382,000 | 39,177,000 | 39,638,000 |
| Weighted Average Shares Outstanding Diluted | 39,542,000 | 39,177,000 | 39,888,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 105,938,000 | 112,528,000 | 83,376,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 4,140,742,000 | 3,656,598,000 | — |
| Inventories | — | — | — |
| Non Trade Receivables | 19,559,000 | 27,713,000 | 31,774,000 |
| Other Assets Current | — | — | — |
| Total Assets Current | 4,869,484,000 | 4,443,027,000 | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 29,498,000 | 36,450,000 | 51,645,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | 61,671,000 | 82,327,000 | — |
| Total Assets | 4,931,155,000 | 4,525,354,000 | 4,175,674,000 |
| Accounts Payable | 141,211,000 | 6,325,000 | 7,329,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 10,000,000 | 12,500,000 | 355,251,000 |
| Other Liabilities Current | 24,476,000 | 32,638,000 | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | — | — | 344,252,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 3,737,548,000 | 3,285,978,000 | 2,888,924,000 |
| Common Stock | 395,000 | 392,000 | 390,000 |
| Retained Earnings | 1,560,149,000 | 1,489,548,000 | 1,573,025,000 |
| Accumulated Other Comprehensive Income | -443,394,000 | -329,899,000 | -347,926,000 |
| Total Shareholders Equity | 1,135,032,000 | 1,167,112,000 | 1,227,661,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 10,600,000 | 13,376,000 | 15,243,000 |
| Share Based Compensation Expense | 13,470,000 | 11,095,000 | 13,047,000 |
| Other Non Cash Income Expense | 1,593,000 | 2,755,000 | — |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 9,544,000 | 1,835,000 | -7,096,000 |
| Change In Accounts Payable | 30,947,000 | -1,205,000 | 3,960,000 |
| Change In Other Liabilities | — | 2,834,000 | -24,492,000 |
| Cash From Operating Activities | -94,594,000 | -97,535,000 | 21,592,000 |
| Purchases Of Marketable Securities | — | — | 63,000,000 |
| Sales Of Marketable Securities | 58,130,000 | 71,348,000 | 66,113,000 |
| Acquisition Of Property Plant And Equipment | 4,045,000 | 2,887,000 | 13,251,000 |
| Acquisition Of Business | — | 0 | 0 |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -382,470,000 | -234,860,000 | 120,453,000 |
| Tax Withholding For Share Based Compensation | 2,655,000 | 6,194,000 | 8,472,000 |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | 0 | 0 | 99,400,000 |
| Issuance Of Long Term Debt | 1,901,645,000 | 814,630,000 | 1,607,108,000 |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | — | — | 0 |
| Cash From Financing Activities | 490,837,000 | 355,300,000 | -121,342,000 |
| Change In Cash | -6,261,000 | 28,934,000 | -4,314,000 |
| Cash At End Of Period | 105,938,000 | 112,528,000 | 83,376,000 |
| Income Taxes Paid | 5,222,000 | 25,544,000 | 21,860,000 |
| Interest Paid | 224,099,000 | 138,305,000 | 116,932,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 1.79 | -2.13 | 2.96 |
| Price To Earnings Ratio | 11.6704 | -12.3005 | 11.4122 |
| Earnings Growth Rate | -184.0376 | -171.9595 | -27.2727 |
| Price Earnings To Growth Ratio | -0.0634 | 0.0715 | -0.4184 |
| Book Value Per Share | 30.3084 | 31.6353 | 32.4625 |
| Price To Book Ratio | 0.6892 | 0.8282 | 1.0406 |
| Ebitda | -142,844,000 | 150,110,000 | 287,155,000 |
| Enterprise Value | — | — | 1,955,098,640 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | — | — | 0.5698 |
| Capital Expenditures | 3,648,000 | -1,819,000 | 12,375,000 |
| Free Cash Flow | -98,242,000 | -95,716,000 | 9,217,000 |
| Return On Equity | 0.0622 | -0.0715 | 0.0954 |
| One Year Beta | 1.0592 | 1.3565 | 0.416 |
| Three Year Beta | 0.7013 | 0.5867 | 0.8139 |
| Five Year Beta | 0.8717 | 0.8651 | 0.8338 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Tarrant LaTisha Owens | General Counsel & CHRO | 2025-11-15 | 244 | D | 78,656 |
| Olsen Geir | Director | 2025-11-06 | 15,000 | A | 58,933 |
| Name Of Reporting Person | Type Of Reporting Person | Report Date | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Thomas R Tillis | Senator | 2015-02-26 | Sale (Full) | 2015-02-13 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| TUDOR INVESTMENT CORP ET AL | 2025-09-30 | 238,656 | 15,457 | 15.44 |
| Allworth Financial LP | 2025-09-30 | 10,145 | 657 | 15.4414 |
| JPMORGAN CHASE & CO | 2025-09-30 | 2,391,671 | 154,901 | 15.44 |
| Advisory Services Network, LLC | 2025-09-30 | 93 | 6 | 15.5 |
| JACOBS LEVY EQUITY MANAGEMENT, INC | 2025-09-30 | 10,010,277 | 648,334 | 15.44 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| INVESCO EXCHANGE-TRADED FUND TRUST | 2025-10-31 | Invesco RAFI US 1500 Small-Mid ETF | PRFZ | 63,908 | 876,178.68 | 0.0342 |
| TIAA-CREF FUNDS | 2025-10-31 | Class I | TRHBX | 50,492 | 692,245.32 | 0.0189 |
| TIAA-CREF FUNDS | 2025-10-31 | Retirement Class | TRBIX | 50,492 | 692,245.32 | 0.0189 |
| TIAA-CREF FUNDS | 2025-10-31 | Class R6 | TISBX | 50,492 | 692,245.32 | 0.0189 |
| TIAA-CREF FUNDS | 2025-10-31 | Class W | TEQWX | 34,184 | 468,662.64 | 0.0008 |