OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918. OFG Bancorp has $12.4 billion in assets (2025), and approximately 2,185 employees (2025).
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| OFG | OFG BANCORP | 2026-03-03 12:00:00 | 40.04 | -0.54 | -1.33 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OFG | 0001030469 | OFG BANCORP | PR67103X1020 | 549300Q4QEXJ37LEXQ06 | 660538893 | NYSE | 6022 | State Commercial Banks | 1231 | PR | 254 MU?OZ RIVERA AVENUE | SAN JUAN | PR | 00918 | PUERTO RICO | PR | 7877716800 | 254 MU?OZ RIVERA AVENUE, SAN JUAN, PR, 00918 | 254 MU?OZ RIVERA AVENUE, SAN JUAN, PR, 00918 | ORIENTAL FINANCIAL GROUP INC | Finance and Insurance | 1964 | — | 2,185 | http://www.ofgbancorp.com/ | 1,915,000,000 | 59,885,234 | 43,063,277 | OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918. OFG Bancorp has $12.4 billion in assets (2025), and approximately 2,185 employees (2025). | 2026-02-26 17:31:34 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 1,915,000,000 | 171,000,000 | 9.805 | 43,063,277 | -2,330,671 | -5.1343 |
| 2024 | 1,744,000,000 | 516,000,000 | 42.0195 | 45,393,948 | -1,684,608 | -3.5783 |
| 2023 | 1,228,000,000 | 20,000,000 | 1.6556 | 47,078,556 | -521,790 | -1.0962 |
| Fiscal Year | Employee Count |
|---|---|
| 2025 | 2,185 |
| 2024 | 2,246 |
| 2023 | 2,248 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 7,430,000 | 13,253,000 | 0 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | — | — | — |
| Operating Expenses | 6,621,000 | 9,562,000 | 0 |
| Operating Income | — | — | — |
| Net Income | 205,103,000 | 198,170,000 | 181,872,000 |
| Earnings Per Share Basic | 4.6 | 4.25 | 3.85 |
| Earnings Per Share Diluted | 4.58 | 4.23 | 3.83 |
| Weighted Average Shares Outstanding Basic | 44,552,000 | 46,637,000 | 47,258,000 |
| Weighted Average Shares Outstanding Diluted | 44,760,000 | 46,902,000 | 47,552,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 1,036,074,000 | 584,467,000 | 743,550,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 68,371,000 | 70,191,000 | 47,859,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 93,554,000 | 104,512,000 | 104,102,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 12,465,657,000 | 11,500,734,000 | 11,344,453,000 |
| Accounts Payable | 209,997,000 | 146,771,000 | 115,985,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | — | — | — |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | — | — | — |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 11,075,652,000 | 10,246,363,000 | 10,150,973,000 |
| Common Stock | 59,885,000 | 59,885,000 | 59,885,000 |
| Retained Earnings | 904,630,000 | 771,993,000 | 639,324,000 |
| Accumulated Other Comprehensive Income | -16,906,000 | -89,839,000 | -67,013,000 |
| Total Shareholders Equity | 1,390,005,000 | 1,254,371,000 | 1,193,480,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 20,458,000 | 20,874,000 | 20,400,000 |
| Share Based Compensation Expense | 6,235,000 | 7,170,000 | 5,001,000 |
| Other Non Cash Income Expense | -6,108,000 | — | — |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | -612,000 | 250,000 | 8,938,000 |
| Change In Other Assets | -55,873,000 | 31,339,000 | -4,971,000 |
| Change In Accounts Payable | — | — | — |
| Change In Other Liabilities | 46,914,000 | -4,759,000 | 279,000 |
| Cash From Operating Activities | 217,719,000 | 252,500,000 | 295,657,000 |
| Purchases Of Marketable Securities | 526,690,000 | 1,325,554,000 | 1,035,453,000 |
| Sales Of Marketable Securities | 0 | 149,406,000 | 202,133,000 |
| Acquisition Of Property Plant And Equipment | 18,382,000 | 21,336,000 | 17,857,000 |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -438,378,000 | -335,979,000 | -1,404,745,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | 53,513,000 | 46,931,000 | 41,853,000 |
| Issuance Of Common Stock | — | — | — |
| Repurchase Of Common Stock | 91,596,000 | 70,324,000 | 18,653,000 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | 669,857,000 | -73,557,000 | 1,306,797,000 |
| Change In Cash | 449,198,000 | -157,036,000 | 197,709,000 |
| Cash At End Of Period | 1,036,074,000 | 584,467,000 | 743,550,000 |
| Income Taxes Paid | 81,532,000 | 40,071,000 | 15,007,000 |
| Interest Paid | 165,249,000 | 156,788,000 | 79,726,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 4.6 | 4.25 | 3.85 |
| Price To Earnings Ratio | 8.9087 | 9.9576 | 9.7351 |
| Earnings Growth Rate | 8.2353 | 10.3896 | 11.2717 |
| Price Earnings To Growth Ratio | 1.0818 | 0.9584 | 0.8637 |
| Book Value Per Share | 31.1996 | 26.8965 | 25.2546 |
| Price To Book Ratio | 1.3135 | 1.5734 | 1.4841 |
| Ebitda | 915,560,000 | 847,555,000 | 305,289,000 |
| Enterprise Value | — | — | — |
| Dividend Yield | 0.0293 | 0.0238 | 0.0236 |
| Dividend Payout Ratio | 0.2609 | 0.2368 | 0.2301 |
| Debt To Equity Ratio | — | — | — |
| Capital Expenditures | 9,500,000 | 21,284,000 | 17,682,000 |
| Free Cash Flow | 208,219,000 | 231,216,000 | 277,975,000 |
| Return On Equity | 0.1476 | 0.158 | 0.1524 |
| One Year Beta | 0.8354 | 1.0048 | 1.1689 |
| Three Year Beta | 0.954 | 0.8669 | 0.9224 |
| Five Year Beta | 0.9075 | 1.1689 | 1.1811 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| FRANQUI ANNETTE | Director | 2026-02-20 | 1,540 | A | 3,440 |
| Garcia Ada | Managing Dir Customer Intelli | 2026-02-09 | 3,375 | A | 37,157 |
| Garcia Ada | Managing Dir Customer Intelli | 2026-02-09 | 1,264 | D | 35,893 |
| Ortiz Cesar A | Chief Risk Officer | 2026-02-09 | 3,375 | A | 3,726 |
| Ortiz Cesar A | Chief Risk Officer | 2026-02-09 | 1,946 | D | 1,780 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Caitong International Asset Management Co., Ltd | 2025-12-31 | 82 | 2 | 41 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 2025-12-31 | 69,948,598 | 1,706,896 | 40.98 |
| Police & Firemen's Retirement System of New Jersey | 2025-12-31 | 475,901 | 11,613 | 40.98 |
| STATE STREET CORP | 2025-12-31 | 96,498,736 | 2,339,042 | 41.2557 |
| MARTINGALE ASSET MANAGEMENT L P | 2025-12-31 | 3,871,381 | 94,470 | 40.98 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| JAMES ADVANTAGE FUNDS | 2025-12-31 | JAMES MICRO CAP FUND | JMCRX | 18,941 | 776,202.18 | 2.8743 |
| RYDEX SERIES FUNDS | 2025-12-31 | Class C | RYCMX | 60 | 2,458.8 | 0.0291 |
| RYDEX SERIES FUNDS | 2025-12-31 | Class A | RYAKX | 60 | 2,458.8 | 0.0291 |
| RYDEX SERIES FUNDS | 2025-12-31 | Class H | RYMKX | 60 | 2,458.8 | 0.0291 |
| RYDEX DYNAMIC FUNDS | 2025-12-31 | H-Class Shares | RYRSX | 219 | 8,974.62 | 0.0164 |