nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| NCNO | nCino, Inc. | 2025-12-02 08:23:59 | 24.53 | 0.01 | 0.04 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NCNO | 0001902733 | nCino, Inc. | US63947X1019 | 549300WVRR2WR3L6MZ46 | — | Nasdaq | 7372 | Services-Prepackaged Software | 0131 | DE | 6770 PARKER FARM DRIVE | WILMINGTON | NC | 28405 | UNITED STATES | US | 910-275-5491 | 6770 PARKER FARM DRIVE, WILMINGTON, NC, 28405 | 6770 PARKER FARM DRIVE, WILMINGTON, NC, 28405 | — | Banking software | 2011 | Sean Desmond | 1,833 | http://ncino.com | 2,400,000,000 | 118,017,701 | 115,814,720 | nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions. | 2025-11-27 16:20:52 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 2,400,000,000 | 900,000,000 | 60 | 116,449,936 | 2,233,361 | 1.9554 |
| 2024 | 1,500,000,000 | 100,000,000 | 7.1429 | 114,216,575 | 2,348,913 | 2.0997 |
| 2023 | 1,400,000,000 | -300,000,000 | -17.6471 | 111,867,662 | 1,903,109 | 1.7307 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Sean Desmond | Chief Product Officer | 2025 | 361,425 | 0 | 2,509,058 | 209,204 | 14,942 | 3,094,629 |
| April Rieger | Secretary | 2025 | 337,000 | 0 | 1,891,366 | 178,675 | 14,845 | 2,421,886 |
| Pierre Naud | Chief Executive Officer | 2025 | 512,500 | 0 | 7,470,940 | 494,400 | 21,259 | 8,499,099 |
| Greg Orenstein | Chief Financial Officer, Treasurer | 2025 | 364,167 | 0 | 2,837,050 | 211,968 | 51,149 | 3,464,334 |
| Josh Glover | Chief Revenue Officer, President | 2025 | 88,025 | 0 | 322,128 | 0 | 3,062 | 413,215 |
| Fiscal Year | Employee Count |
|---|---|
| 2025 | 1,833 |
| 2024 | 1,653 |
| 2023 | 1,791 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 540,657,000 | 476,543,000 | 408,315,000 |
| Cost Of Revenue | 215,869,000 | 191,470,000 | 169,606,000 |
| Gross Profit | 324,788,000 | 285,073,000 | 238,709,000 |
| Research And Development Expenses | 129,422,000 | 117,311,000 | 121,576,000 |
| General And Administrative Expenses | 90,266,000 | 76,727,000 | 83,477,000 |
| Operating Expenses | 342,919,000 | 324,585,000 | 332,722,000 |
| Operating Income | -18,131,000 | -39,512,000 | -94,013,000 |
| Net Income | -37,878,000 | -42,346,000 | -102,720,000 |
| Earnings Per Share Basic | -0.33 | -0.38 | -0.93 |
| Earnings Per Share Diluted | -0.33 | -0.38 | -0.93 |
| Weighted Average Shares Outstanding Basic | 115,162,175 | 112,672,397 | 110,615,734 |
| Weighted Average Shares Outstanding Diluted | 115,162,175 | 112,672,397 | 110,615,734 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 120,928,000 | 112,085,000 | 82,036,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 146,787,000 | 112,975,000 | 99,497,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | 0 | 100,000 |
| Other Assets Current | — | — | — |
| Total Assets Current | 302,249,000 | 250,775,000 | 207,193,000 |
| Marketable Securities Non Current | 9,294,000 | 9,294,000 | 6,531,000 |
| Property Plant And Equipment | 74,953,000 | 79,145,000 | 84,442,000 |
| Other Assets Non Current | — | — | 8,101,000 |
| Total Assets Non Current | 90,979,000 | 1,089,655,000 | 1,120,076,000 |
| Total Assets | 1,610,381,000 | 1,340,430,000 | 1,327,269,000 |
| Accounts Payable | 13,640,000 | 11,842,000 | 11,878,000 |
| Deferred Revenue | 191,174,000 | 170,941,000 | 154,871,000 |
| Short Term Debt | — | — | 30,000,000 |
| Other Liabilities Current | 1,200,000 | 2,000,000 | 1,300,000 |
| Total Liabilities Current | 251,512,000 | 215,036,000 | 205,158,000 |
| Long Term Debt | — | — | — |
| Other Liabilities Non Current | 17,160,000 | — | — |
| Total Liabilities Non Current | 261,271,000 | 72,790,000 | 94,444,000 |
| Total Liabilities | 512,783,000 | 287,826,000 | 299,602,000 |
| Common Stock | 58,000 | 57,000 | 56,000 |
| Retained Earnings | -385,335,000 | -352,758,000 | -310,341,000 |
| Accumulated Other Comprehensive Income | 176,000 | 996,000 | 694,000 |
| Total Shareholders Equity | 1,089,312,000 | 1,049,176,000 | 1,024,078,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | 36,345,000 | 45,264,000 | 34,652,000 |
| Share Based Compensation Expense | 71,592,000 | 58,035,000 | 50,232,000 |
| Other Non Cash Income Expense | -35,000 | -150,000 | — |
| Change In Accounts Receivable | 31,389,000 | 14,325,000 | 26,795,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | — | — |
| Change In Accounts Payable | -190,000 | 0 | 0 |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | 55,199,000 | 57,285,000 | -15,381,000 |
| Purchases Of Marketable Securities | 0 | 2,500,000 | 2,500,000 |
| Sales Of Marketable Securities | — | — | — |
| Acquisition Of Property Plant And Equipment | 1,816,000 | 3,515,000 | 18,338,000 |
| Acquisition Of Business | 216,911,000 | 0 | -676,000 |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -219,177,000 | -6,328,000 | -20,725,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | 4,468,000 | 4,661,000 | 4,450,000 |
| Repurchase Of Common Stock | — | — | — |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 75,000,000 | 30,000,000 | 20,000,000 |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | 170,478,000 | -21,113,000 | 36,712,000 |
| Change In Cash | 3,823,000 | 30,026,000 | -981,000 |
| Cash At End Of Period | 120,928,000 | 112,085,000 | 82,036,000 |
| Income Taxes Paid | 3,565,000 | 3,165,000 | 664,000 |
| Interest Paid | 8,745,000 | 4,315,000 | 2,617,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | -0.33 | -0.38 | -0.93 |
| Price To Earnings Ratio | -103.0606 | -82.8421 | -30.7527 |
| Earnings Growth Rate | -13.1579 | -59.1398 | 82.3529 |
| Price Earnings To Growth Ratio | 7.8326 | 1.4008 | -0.3734 |
| Book Value Per Share | 9.5309 | 9.3422 | 9.2904 |
| Price To Book Ratio | 3.5684 | 3.3697 | 3.0784 |
| Ebitda | 10,795,000 | 10,218,000 | -64,597,000 |
| Enterprise Value | — | — | — |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | — | — | — |
| Capital Expenditures | 32,153,000 | 39,967,000 | 58,417,000 |
| Free Cash Flow | 23,046,000 | 17,318,000 | -73,798,000 |
| Return On Equity | -0.0348 | -0.0404 | -0.1003 |
| One Year Beta | 1.3402 | 1.6561 | 1.782 |
| Three Year Beta | 1.6805 | 1.693 | 1.4878 |
| Five Year Beta | 1.4881 | 1.5152 | 1.4878 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Sellers Jeanette | SVP of Accounting | 2025-11-04 | 640 | D | 48,238 |
| Rieger April | Chief Lgl. & Admin Ofc., Sec | 2025-11-04 | 4,731 | D | 229,774 |
| Orenstein Gregory | CFO & Treasurer | 2025-11-04 | 4,353 | D | 461,746 |
| Naude Pierre | Director | 2025-11-04 | 4,881 | D | 1,187,580 |
| Desmond Sean | Director, CEO & President | 2025-11-04 | 10,006 | D | 618,597 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| JPMORGAN CHASE & CO | 2025-09-30 | 28,378,233 | 1,046,781 | 27.11 |
| CIBC Private Wealth Group LLC | 2025-09-30 | 32,803 | 1,210 | 27.1099 |
| CAPTRUST FINANCIAL ADVISORS | 2025-09-30 | 1,701,071 | 62,747 | 27.11 |
| Caitong International Asset Management Co., Ltd | 2025-09-30 | 7,889 | 291 | 27.11 |
| Advisory Services Network, LLC | 2025-09-30 | 65,471 | 2,415 | 27.1101 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| iSHARES TRUST | 2025-09-30 | iShares Core S&P Total U.S. Stock Market ETF | ITOT | 129,758 | 3,517,739.38 | 0.0045 |
| Krane Shares Trust | 2025-09-30 | KraneShares Man Buyout Beta Index ETF | BUYO | 226 | 6,126.86 | 0.0508 |
| SPDR SERIES TRUST | 2025-09-30 | State Street(R) SPDR(R) S&P(R) Software & Services ETF | XSW | 113,717 | 3,082,867.87 | 0.6414 |
| Tidal Trust II | 2025-09-30 | Even Herd Long Short ETF | EHLS | -6,771 | -183,561.81 | -0.3171 |
| STATE STREET INSTITUTIONAL FUNDS | 2025-09-30 | Service Class | SSQSX | 29,875 | 809,911.25 | 0.1536 |