Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company sells insurance products include personal lines of insurance products, general liability policies commercial automobile policies and so on through independent retail and wholesale agents and brokers.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| KINS | KINGSTONE COMPANIES, INC. | 2025-10-28 16:31:44 | 14.4 | -0.11 | -0.76 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KINS | 0000033992 | KINGSTONE COMPANIES, INC. | US4967191051 | — | 362476480 | Nasdaq | 6331 | Fire, Marine & Casualty Insurance | 1231 | DE | 120 WOOD ROAD | KINGSTON | NY | — | UNITED STATES | US | 845-802-7900 | 120 WOOD ROAD, KINGSTON, NY | 120 WOOD ROAD, KINGSTON, NY | DCAP GROUP INC | — | 1886 | Barry Goldstein | 101 | http://kingstonecompanies.com | 48,527,250 | 15,661,240 | 14,140,604 | Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company sells insurance products include personal lines of insurance products, general liability policies commercial automobile policies and so on through independent retail and wholesale agents and brokers. | 2025-10-23 15:43:10 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 48,527,250 | 37,192,888 | 328.1428 | 13,730,802 | 2,722,978 | 24.7368 |
| 2023 | 11,334,362 | -26,331,983 | -69.9085 | 11,007,824 | 252,260 | 2.3454 |
| 2022 | 37,666,345 | -34,386,288 | -47.7238 | 10,755,564 | 118,090 | 1.1101 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Meryl S. Golden | President, Chief Executive Officer | 2024 | 500,000 | 496,358 | 136,500 | 0 | 25,800 | 1,158,658 |
| Jennifer L. Gravelle | Chief Financial Officer, Treasurer, Vice President | 2024 | 337,422 | 133,979 | 133,479 | 0 | 13,800 | 631,080 |
| Barry B. Goldstein | Executive Chairman, Chief Executive Officer | 2023 | 450,000 | 0 | 0 | 0 | 22,200 | 472,200 |
| Meryl S. Golden | President, Chief Executive Officer | 2023 | 500,000 | 0 | 136,500 | 0 | 25,200 | 661,700 |
| Jennifer L. Gravelle | Chief Financial Officer, Treasurer, Vice President | 2023 | 309,863 | 0 | 25,000 | 0 | 10,592 | 345,455 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 99 |
| 2023 | 84 |
| 2022 | 95 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 155,142,103 | 144,190,714 | 130,159,290 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | — | — | — |
| Operating Expenses | 131,853,946 | 151,556,245 | 158,101,630 |
| Operating Income | — | — | — |
| Net Income | 18,358,436 | -6,168,346 | -22,524,794 |
| Earnings Per Share Basic | 1.6 | -0.57 | -2.12 |
| Earnings Per Share Diluted | 1.48 | -0.57 | -2.12 |
| Weighted Average Shares Outstanding Basic | 11,478,899 | 10,756,487 | 10,645,365 |
| Weighted Average Shares Outstanding Diluted | 12,423,769 | 10,756,487 | 10,645,365 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 28,669,441 | 255,905 | 63,683 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | — | — | — |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 9,283,970 | 9,395,697 | 10,541,935 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 374,915,843 | 317,633,210 | 320,332,531 |
| Accounts Payable | 10,570,388 | 4,350,546 | 6,651,723 |
| Deferred Revenue | — | — | — |
| Short Term Debt | 11,171,420 | 25,243,530 | 25,158,523 |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 11,171,420 | 25,243,530 | 25,158,523 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 308,207,392 | 283,129,071 | 284,163,099 |
| Common Stock | 144,482 | 122,483 | 121,715 |
| Retained Earnings | -4,755,874 | -23,114,310 | -16,945,964 |
| Accumulated Other Comprehensive Income | -12,175,476 | -12,274,563 | -15,958,428 |
| Total Shareholders Equity | 66,708,451 | 34,504,139 | 36,169,432 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 2,448,932 | 2,973,440 | 3,300,445 |
| Share Based Compensation Expense | 1,382,912 | 832,597 | 1,392,612 |
| Other Non Cash Income Expense | — | — | — |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 1,850,192 | 825,737 | 4,844,358 |
| Change In Accounts Payable | 6,219,842 | -2,301,177 | -1,052,673 |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | 57,947,771 | -11,326,850 | -915,521 |
| Purchases Of Marketable Securities | — | — | 48,733,416 |
| Sales Of Marketable Securities | 4,410,859 | 99,917 | 25,606,590 |
| Acquisition Of Property Plant And Equipment | 2,337,205 | 1,827,202 | 4,550,783 |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | — | — | — |
| Cash From Investing Activities | -35,261,441 | 9,461,700 | -5,905,779 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | 0 | 1,250,000 | 5,250,000 |
| Issuance Of Common Stock | 13,610,807 | — | 60,464 |
| Repurchase Of Common Stock | — | — | 0 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | -2,993,887 | -1,116,080 | -5,511,070 |
| Change In Cash | 19,692,443 | -2,981,230 | -12,332,370 |
| Cash At End Of Period | 28,669,441 | 255,905 | 63,683 |
| Income Taxes Paid | 0 | 0 | 0 |
| Interest Paid | 2,524,555 | 2,927,905 | 1,600,626 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 1.6 | -0.57 | -2.12 |
| Price To Earnings Ratio | 9.4938 | -3.7368 | -0.6368 |
| Earnings Growth Rate | -380.7018 | -73.1132 | 202.8571 |
| Price Earnings To Growth Ratio | -0.0249 | 0.0511 | -0.0031 |
| Book Value Per Share | 5.8114 | 3.2078 | 3.3977 |
| Price To Book Ratio | 2.6138 | 0.664 | 0.3973 |
| Ebitda | 20,807,368 | 807,625 | -17,205,302 |
| Enterprise Value | 168,037,874.81 | 73,142,472.31 | 64,624,605.75 |
| Dividend Yield | 0 | 0.0546 | 0.3653 |
| Dividend Payout Ratio | 0 | -0.2026 | -0.2331 |
| Debt To Equity Ratio | 0.3349 | 1.4632 | 1.3911 |
| Capital Expenditures | 2,337,205 | 1,827,202 | 4,550,783 |
| Free Cash Flow | 55,610,566 | -13,154,052 | -5,466,304 |
| Return On Equity | 0.2752 | -0.1788 | -0.6228 |
| One Year Beta | 0.7459 | 0.7129 | -0.0046 |
| Three Year Beta | 0.2887 | 0.1684 | 0.4802 |
| Five Year Beta | 0.5229 | 0.4863 | 0.4898 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Patten Randy L | CFO, VP and Treasurer | 2025-08-25 | 43,290 | A | 43,290 |
| Pasricha Pranav | Director | 2025-08-19 | 1,536 | A | 1,536 |
| Chen Minlei | Chief Actuary and Senior VP | 2025-06-18 | 10,000 | A | 29,340 |
| Newgarden Thomas | Director | 2025-05-27 | 12,500 | A | 51,715 |
| Golden Meryl S. | Director, CEO, President | 2025-05-22 | 5,000 | A | 25,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| RITHOLTZ WEALTH MANAGEMENT | 2025-09-30 | 258,299 | 17,571 | 14.7003 |
| Global Retirement Partners, LLC | 2025-09-30 | 9,555 | 650 | 14.7 |
| LOS ANGELES CAPITAL MANAGEMENT LLC | 2025-09-30 | 306,657 | 20,861 | 14.7 |
| Capital Advisors, Ltd. LLC | 2025-09-30 | 3,000 | 183 | 16.3934 |
| CWM, LLC | 2025-09-30 | 1,000 | 48 | 20.8333 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Series Total Market Index Fund | FCFMX | 15,433 | 207,728.18 | 0.0002 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Total Market Index Fund | FSKAX | 19,164 | 257,947.44 | 0.0002 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Nasdaq Composite Index Fund | FNCMX | 6,608 | 88,943.68 | 0.0004 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Extended Market Index Fund | FSMAX | 61,713 | 830,656.98 | 0.002 |
| VANGUARD SCOTTSDALE FUNDS | 2025-08-31 | ETF Shares | VTWO | 51,732 | 696,312.72 | 0.0054 |