SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 at Stanford University, it operates as a branch-less bank and provides its technology platform to other financial institutions. SoFi is the largest online lender in the U.S., and has 12 million customers as of 2025.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| SOFI | SoFi Technologies, Inc. | 2025-10-17 00:37:27 | 25.88 | -0.72 | -2.71 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SOFI | 0001818874 | SoFi Technologies, Inc. | US83406F1021 | 549300SW81JCMVZDDY09 | 981547291 | Nasdaq | 6199 | Finance Services | 1231 | DE | 234 1ST STREET | SAN FRANCISCO | CA | 94105 | UNITED STATES | US | (855) 456-7634 | 234 1ST STREET, SAN FRANCISCO, CA, 94105 | 234 1ST STREET, SAN FRANCISCO, CA, 94105 | Social Capital Hedosophia Holdings Corp. V | Personal finance | 2011 | Anthony Noto | 5,000 | https://sofi.com | 6,700,000,000 | 1,113,442,968 | 1,197,450,100 | SoFi Technologies, Inc. (abbreviated as SoFi) is an American financial technology company. Founded in 2011 at Stanford University, it operates as a branch-less bank and provides its technology platform to other financial institutions. SoFi is the largest online lender in the U.S., and has 12 million customers as of 2025. | 2025-10-10 19:23:35 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 6,700,000,000 | -700,000,000 | -9.4595 | 1,096,540,215 | 119,803,338 | 12.2657 |
| 2023 | 7,400,000,000 | 3,400,000,000 | 85 | 976,736,877 | 42,184,945 | 4.5139 |
| 2022 | 4,000,000,000 | -6,000,000,000 | -60 | 934,551,932 | 18,845,909 | 2.0581 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Arun Pinto | Chief Risk Officer | 2024 | 448,077 | 0 | 5,577,347 | 527,945 | 0 | 6,553,369 |
| Eric Schuppenhauer | Executive Vice President | 2024 | 192,308 | 150,000 | 6,313,194 | 226,952 | 0 | 6,882,454 |
| Anthony Noto | Chief Executive Officer | 2024 | 1,000,000 | 0 | 24,132,183 | 2,585,000 | 355,000 | 28,072,183 |
| Christopher Lapointe | Chief Financial Officer | 2024 | 500,000 | 0 | 6,794,969 | 625,000 | 0 | 7,919,969 |
| Stephen Simcock | General Counsel | 2024 | 288,461 | 0 | 7,728,971 | 320,000 | 0 | 8,337,432 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 5,000 |
| 2023 | 4,400 |
| 2022 | 4,200 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 503,123,000 | 421,454,000 | 377,096,000 |
| Cost Of Revenue | 461,633,000 | 379,998,000 | 313,226,000 |
| Gross Profit | — | — | — |
| Research And Development Expenses | 551,787,000 | 511,419,000 | 405,257,000 |
| General And Administrative Expenses | 600,089,000 | 511,011,000 | 501,618,000 |
| Operating Expenses | — | — | — |
| Operating Income | — | — | — |
| Net Income | 498,665,000 | -300,742,000 | -320,407,000 |
| Earnings Per Share Basic | 0.46 | -0.36 | -0.4 |
| Earnings Per Share Diluted | 0.39 | -0.36 | -0.4 |
| Weighted Average Shares Outstanding Basic | 1,050,219,000 | 945,024,160 | 900,886,113 |
| Weighted Average Shares Outstanding Diluted | 1,101,390,000 | 945,024,160 | 900,886,113 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 2,538,293,000 | 3,085,020,000 | 1,421,907,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | 587,496,000 | 169,852,000 | 127,050,000 |
| Inventories | — | — | — |
| Non Trade Receivables | 616,686,000 | 9,245,000 | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 250,156,000 | 175,442,000 | 117,585,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 36,250,951,000 | 30,074,858,000 | 19,007,675,000 |
| Accounts Payable | 106,343,000 | 93,301,000 | 126,875,000 |
| Deferred Revenue | 7,474,000 | 5,718,000 | 10,028,000 |
| Short Term Debt | 0 | 0 | 486,000,000 |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 424,700,000 | 1,100,000,000 | 5,485,882,000 |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 29,725,817,000 | 24,519,872,000 | 13,479,199,000 |
| Common Stock | 109,000 | 97,000 | 93,000 |
| Retained Earnings | -1,305,598,000 | -1,804,263,000 | -1,503,521,000 |
| Accumulated Other Comprehensive Income | -8,365,000 | -1,209,000 | -8,296,000 |
| Total Shareholders Equity | 6,525,134,000 | 5,234,612,000 | 5,208,102,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 203,498,000 | 201,416,000 | 151,360,000 |
| Share Based Compensation Expense | 246,152,000 | 271,216,000 | 305,994,000 |
| Other Non Cash Income Expense | -10,039,000 | 14,046,000 | -13,426,000 |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | 458,450,000 | 5,506,000 | 56,861,000 |
| Change In Accounts Payable | 23,552,000 | 42,088,000 | 6,365,000 |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | -1,119,807,000 | -7,227,139,000 | -7,255,858,000 |
| Purchases Of Marketable Securities | 2,190,545,000 | 800,507,000 | 44,974,000 |
| Sales Of Marketable Securities | 185,537,000 | 265,634,000 | 23,497,000 |
| Acquisition Of Property Plant And Equipment | 154,265,000 | 111,409,000 | 93,201,000 |
| Acquisition Of Business | 0 | 72,301,000 | 0 |
| Other Investing Activities | — | 0 | 0 |
| Cash From Investing Activities | -4,820,990,000 | -1,889,864,000 | -106,333,000 |
| Tax Withholding For Share Based Compensation | 22,601,000 | 15,300,000 | 8,983,000 |
| Payments Of Dividends | 16,503,000 | 40,425,000 | 40,425,000 |
| Issuance Of Common Stock | — | — | 0 |
| Repurchase Of Common Stock | — | 0 | 0 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | 18,393,000 | -1,054,000 | 2,610,000 |
| Cash From Financing Activities | 5,034,577,000 | 10,885,602,000 | 8,439,485,000 |
| Change In Cash | -906,218,000 | 1,769,276,000 | 1,077,865,000 |
| Cash At End Of Period | 2,538,293,000 | 3,085,020,000 | 1,421,907,000 |
| Income Taxes Paid | 26,910,000 | 14,326,000 | 2,567,000 |
| Interest Paid | 1,118,032,000 | 720,163,000 | 150,866,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 0.46 | -0.36 | -0.4 |
| Price To Earnings Ratio | 33.4783 | -27.6389 | -11.525 |
| Earnings Growth Rate | -227.7778 | -10 | -60 |
| Price Earnings To Growth Ratio | -0.147 | 2.7639 | 0.1921 |
| Book Value Per Share | 6.2131 | 5.8781 | 6.1367 |
| Price To Book Ratio | 2.4786 | 1.6927 | 0.7512 |
| Ebitda | 2,445,554,000 | 704,327,000 | 22,795,000 |
| Enterprise Value | 14,059,779,600 | 7,417,970,392 | 8,703,059,980.93 |
| Dividend Yield | 0.001 | 0.0043 | 0.0097 |
| Dividend Payout Ratio | 0.0331 | -0.1344 | -0.1262 |
| Debt To Equity Ratio | 0.0651 | 0.2101 | 1.1467 |
| Capital Expenditures | 278,212,000 | 259,273,000 | 260,664,000 |
| Free Cash Flow | -1,398,019,000 | -7,486,412,000 | -7,516,522,000 |
| Return On Equity | 0.0764 | -0.0575 | -0.0615 |
| One Year Beta | 2.0867 | 2.2851 | 1.9516 |
| Three Year Beta | 2.0447 | 1.9665 | 1.8763 |
| Five Year Beta | 1.9728 | 1.9537 | 1.8763 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Keough Kelli | EVP, GBUL, SIPS | 2025-09-18 | 10,036 | D | 285,410 |
| Rishel Jeremy | Chief Technology Officer | 2025-09-18 | 98,733 | D | 759,553 |
| Keough Kelli | EVP, GBUL, SIPS | 2025-09-16 | 61,364 | D | 295,446 |
| Pinto Arun | Chief Risk Officer | 2025-09-16 | 5,743 | D | 164,948 |
| Rishel Jeremy | Chief Technology Officer | 2025-09-16 | 142,578 | D | 858,286 |
| Name Of Reporting Person | Type Of Reporting Person | Report Date | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Thomas R Carper | Senator | 2024-03-29 | Sale (Full) | 2024-03-21 | Spouse | $1,001 - $15,000 |
| Thomas R Carper | Senator | 2023-09-05 | Purchase | 2023-08-10 | Spouse | $1,001 - $15,000 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| James Comer | 2025-01-10 | KY01 | Purchase | 2025-01-02 | — | $1,001 - $15,000 |
| James Comer | 2025-01-10 | KY01 | Purchase | 2025-01-02 | — | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Capital Advisors, Ltd. LLC | 2025-09-30 | 44,000 | 1,648 | 26.699 |
| Signature Resources Capital Management, LLC | 2025-09-30 | 35,429 | 1,341 | 26.4198 |
| CMG Global Holdings, LLC | 2025-09-30 | 6,407,266 | 228,586 | 28.03 |
| BURNEY CO/ | 2025-09-30 | 2,020,258 | 76,467 | 26.42 |
| NVWM, LLC | 2025-09-30 | 15,852 | 600 | 26.42 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| Jacob Funds Inc. | 2025-08-31 | Investor Class | JAMFX | 52,300 | 1,335,742 | 2.074 |
| Jacob Funds Inc. | 2025-08-31 | Investor Class | JSCGX | 7,500 | 191,550 | 1.9029 |
| TRUST FOR PROFESSIONAL MANAGERS | 2025-08-31 | Column Mid Cap Fund | CFMCX | 27,664 | 706,538.56 | 0.0709 |
| Tidal Trust II | 2025-07-31 | Defiance Daily Target 2X Long SOFI ETF | SOFX | 87,631 | 1,978,707.98 | 3.747 |
| Advisors' Inner Circle Fund III | 2025-07-31 | I Shares | KCXIX | 4,640 | 104,771.2 | 0.0431 |