TransUnion (TRU)

82.92 0 (0%)

As of 2025-10-28 16:05:49 EST

TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").

Traded asNYSE: TRU
ISINUS89400J1079
CIK0001552033
LEI549300ZS772LUNUMRB03
EIN611678417
SectorInformation technology
IndustryServices-Consumer Credit Reporting, Collection Agencies
CEOChristopher Cartwright
Employees13,400
Fiscal Year End1231
Address555 WEST ADAMS STREET, CHICAGO, IL, 60661
Phone(312) 985-2000
Websitehttps://www.transunion.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
TRUTransUnion2025-10-28 16:05:4982.9200
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
TRU0001552033TransUnionUS89400J1079549300ZS772LUNUMRB03611678417NYSE7320Services-Consumer Credit Reporting, Collection Agencies1231DE555 WEST ADAMS STREETCHICAGOIL60661UNITED STATESUS(312) 985-2000555 WEST ADAMS STREET, CHICAGO, IL, 60661555 WEST ADAMS STREET, CHICAGO, IL, 60661TransUnion Holding Company, Inc.Information technology1968-02-08Christopher Cartwright13,400https://www.transunion.com/14,400,000,000201,400,000194,800,000TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").2025-10-23 12:40:01
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TRU Stock Price (End-of-Day)
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TRU Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
202414,400,000,000-700,000,000-4.6358195,100,0001,100,0000.567
202315,100,000,000-200,000,000-1.3072194,000,0001,100,0000.5702
202215,300,000,000-5,700,000,000-27.1429192,900,0001,000,0000.5211
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Venkat AchantaEVP2024705,3859,076,7901,167,96156,32611,006,462
Steven M. ChaoukiPresident2024719,4923,170,8661,184,579102,0865,177,023
Christopher A. CartwrightChief Executive Officer, President20241,066,39011,551,1362,648,560109,04315,375,130
Todd M. CelloChief Financial Officer, EVP2024668,1003,114,2401,216,84957,7845,056,972
Todd C. SkinnerPresident2024527,0392,621,202907,871228,8094,284,920
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Employee Count
Fiscal YearEmployee Count
202413,400
202313,200
202212,200
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Income Statements
Fiscal Year202420232022
Revenue4,183,800,0003,831,200,0003,709,900,000
Cost Of Revenue
Gross Profit
Research And Development Expenses
General And Administrative Expenses1,239,300,0001,171,600,0001,337,400,000
Operating Expenses3,517,100,0003,702,700,0003,079,300,000
Operating Income666,700,000128,500,000630,500,000
Net Income284,400,000-206,200,000269,500,000
Earnings Per Share Basic1.46-1.071.4
Earnings Per Share Diluted1.45-1.071.4
Weighted Average Shares Outstanding Basic194,400,000193,400,000192,500,000
Weighted Average Shares Outstanding Diluted196,700,000193,400,000193,100,000
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Balance Sheet Statements
Fiscal Year202420232022
Cash And Cash Equivalents679,500,000476,200,000585,300,000
Marketable Securities Current2,500,0002,700,0002,600,000
Accounts Receivable798,900,000723,000,000602,200,000
Inventories
Non Trade Receivables082,000,00070,300,000
Other Assets Current323,400,000275,900,000262,700,000
Total Assets Current1,801,800,0001,475,100,0001,450,200,000
Marketable Securities Non Current
Property Plant And Equipment203,500,000199,300,000218,200,000
Other Assets Non Current577,700,000739,400,000771,000,000
Total Assets Non Current9,183,000,0009,630,000,00010,216,100,000
Total Assets10,984,800,00011,105,100,00011,666,300,000
Accounts Payable294,600,000251,300,000250,400,000
Deferred Revenue133,800,000125,100,000111,900,000
Short Term Debt70,600,00089,600,000114,600,000
Other Liabilities Current694,400,000661,800,000540,500,000
Total Liabilities Current1,059,600,0001,002,700,000905,500,000
Long Term Debt5,147,200,0005,340,400,0005,670,100,000
Other Liabilities Non Current114,500,000153,200,000173,900,000
Total Liabilities Non Current5,606,400,0005,996,900,0006,491,400,000
Total Liabilities6,666,000,0006,999,600,0007,396,900,000
Common Stock2,000,0002,000,0002,000,000
Retained Earnings2,357,900,0002,157,100,0002,446,600,000
Accumulated Other Comprehensive Income-367,200,000-260,900,000-284,500,000
Total Shareholders Equity4,217,000,0004,008,200,0004,169,900,000
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Cash Flow Statements
Fiscal Year202420232022
Depreciation And Amortization537,800,000524,400,000519,000,000
Share Based Compensation Expense121,200,000100,300,00082,800,000
Other Non Cash Income Expense00
Change In Accounts Receivable105,600,000135,100,00037,500,000
Change In Inventories
Change In Non Trade Receivables
Change In Other Assets-46,000,00012,700,00017,700,000
Change In Accounts Payable39,200,000-6,500,000-20,700,000
Change In Other Liabilities-33,300,00080,400,000-435,300,000
Cash From Operating Activities832,500,000645,400,000297,200,000
Purchases Of Marketable Securities
Sales Of Marketable Securities
Acquisition Of Property Plant And Equipment315,800,000310,700,000298,200,000
Acquisition Of Business00508,100,000
Other Investing Activities-6,600,000-400,000-2,700,000
Cash From Investing Activities-307,400,000-318,900,000-723,900,000
Tax Withholding For Share Based Compensation31,700,00018,400,00032,500,000
Payments Of Dividends83,600,00083,300,00077,500,000
Issuance Of Common Stock24,900,00023,100,00018,700,000
Repurchase Of Common Stock31,700,00018,400,00032,500,000
Issuance Of Long Term Debt
Repayment Of Long Term Debt
Other Financing Activities
Cash From Financing Activities-308,700,000-438,800,000-820,500,000
Change In Cash203,300,000-109,100,000-1,257,100,000
Cash At End Of Period679,500,000476,200,000585,300,000
Income Taxes Paid202,500,000206,400,000573,600,000
Interest Paid261,000,000281,200,000312,300,000
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Key Metrics
Fiscal Year202420232022
Earnings Per Share1.46-1.071.4
Price To Earnings Ratio63.5-64.21540.5357
Earnings Growth Rate-236.4486-176.4286-80.6897
Price Earnings To Growth Ratio-0.26860.364-0.5024
Book Value Per Share22.21621.22822.1787
Price To Book Ratio4.17313.23682.5588
Ebitda1,289,900,000812,800,0001,593,000,000
Enterprise Value22,561,124,00018,242,314,00016,123,775,000
Dividend Yield0.00460.00630.0071
Dividend Payout Ratio0.294-0.4040.2876
Debt To Equity Ratio1.23731.35471.3873
Capital Expenditures542,000,000505,500,000489,500,000
Free Cash Flow290,500,000139,900,000-192,300,000
Return On Equity0.0674-0.05140.0646
One Year Beta1.28031.64981.2924
Three Year Beta1.35771.32031.1664
Five Year Beta1.21171.19651.1439
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
CHAOUKI STEVEN MPresident, US Markets2025-10-011,000D64,592
Abdelsadek MohamedEVP, Chief Global Solutions2025-10-0110,918D73,219
RUSSELL HEATHER JEVP, Chief Legal Officer2025-09-055,337D23,011
Chambers TiffaniEVP, Chief Operations Officer2025-09-037,584D54,745
CHAOUKI STEVEN MPresident, US Markets2025-09-021,000D65,592
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House Trading
Name Of Reporting PersonReport DateStateTransaction TypeTransaction DateOwner TypeAmount
Zoe Lofgren2023-06-06CA18Sale2023-05-25Spouse$1,001 - $15,000
Susie Lee2022-12-29NV03Sale2022-11-30Joint$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
QRG CAPITAL MANAGEMENT, INC.2025-09-30373,1704,45483.7831
REINHART PARTNERS, LLC.2025-09-3010,145,906121,10183.7805
ASR Vermogensbeheer N.V.2025-09-302,130,97225,43583.7811
American Capital Advisory, LLC2025-09-30587783.8571
Wilmington Savings Fund Society, FSB2025-09-302,094,83525,00483.78
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
Fidelity Rutland Square Trust II2025-08-31Strategic Advisers U.S. Total Stock FundFSAKX192,92317,054,393.20.0208
FIDELITY SELECT PORTFOLIOS2025-08-31Financials PortfolioFIDSX130,50011,536,2001.0624
FIDELITY CONCORD STREET TRUST2025-08-31Fidelity Series Total Market Index FundFCFMX272,14624,057,706.40.0276
FIDELITY CONCORD STREET TRUST2025-08-31Fidelity Total Market Index FundFSKAX363,95932,173,975.60.0276
FIDELITY CONCORD STREET TRUST2025-08-31Fidelity Extended Market Index FundFSMAX1,053,93893,168,119.20.227
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