TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| TRU | TransUnion | 2025-10-28 16:05:49 | 82.92 | 0 | 0 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TRU | 0001552033 | TransUnion | US89400J1079 | 549300ZS772LUNUMRB03 | 611678417 | NYSE | 7320 | Services-Consumer Credit Reporting, Collection Agencies | 1231 | DE | 555 WEST ADAMS STREET | CHICAGO | IL | 60661 | UNITED STATES | US | (312) 985-2000 | 555 WEST ADAMS STREET, CHICAGO, IL, 60661 | 555 WEST ADAMS STREET, CHICAGO, IL, 60661 | TransUnion Holding Company, Inc. | Information technology | 1968-02-08 | Christopher Cartwright | 13,400 | https://www.transunion.com/ | 14,400,000,000 | 201,400,000 | 194,800,000 | TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three"). | 2025-10-23 12:40:01 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 14,400,000,000 | -700,000,000 | -4.6358 | 195,100,000 | 1,100,000 | 0.567 |
| 2023 | 15,100,000,000 | -200,000,000 | -1.3072 | 194,000,000 | 1,100,000 | 0.5702 |
| 2022 | 15,300,000,000 | -5,700,000,000 | -27.1429 | 192,900,000 | 1,000,000 | 0.5211 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| Venkat Achanta | EVP | 2024 | 705,385 | — | 9,076,790 | 1,167,961 | 56,326 | 11,006,462 |
| Steven M. Chaouki | President | 2024 | 719,492 | — | 3,170,866 | 1,184,579 | 102,086 | 5,177,023 |
| Christopher A. Cartwright | Chief Executive Officer, President | 2024 | 1,066,390 | — | 11,551,136 | 2,648,560 | 109,043 | 15,375,130 |
| Todd M. Cello | Chief Financial Officer, EVP | 2024 | 668,100 | — | 3,114,240 | 1,216,849 | 57,784 | 5,056,972 |
| Todd C. Skinner | President | 2024 | 527,039 | — | 2,621,202 | 907,871 | 228,809 | 4,284,920 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 13,400 |
| 2023 | 13,200 |
| 2022 | 12,200 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 4,183,800,000 | 3,831,200,000 | 3,709,900,000 |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | 1,239,300,000 | 1,171,600,000 | 1,337,400,000 |
| Operating Expenses | 3,517,100,000 | 3,702,700,000 | 3,079,300,000 |
| Operating Income | 666,700,000 | 128,500,000 | 630,500,000 |
| Net Income | 284,400,000 | -206,200,000 | 269,500,000 |
| Earnings Per Share Basic | 1.46 | -1.07 | 1.4 |
| Earnings Per Share Diluted | 1.45 | -1.07 | 1.4 |
| Weighted Average Shares Outstanding Basic | 194,400,000 | 193,400,000 | 192,500,000 |
| Weighted Average Shares Outstanding Diluted | 196,700,000 | 193,400,000 | 193,100,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 679,500,000 | 476,200,000 | 585,300,000 |
| Marketable Securities Current | 2,500,000 | 2,700,000 | 2,600,000 |
| Accounts Receivable | 798,900,000 | 723,000,000 | 602,200,000 |
| Inventories | — | — | — |
| Non Trade Receivables | 0 | 82,000,000 | 70,300,000 |
| Other Assets Current | 323,400,000 | 275,900,000 | 262,700,000 |
| Total Assets Current | 1,801,800,000 | 1,475,100,000 | 1,450,200,000 |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 203,500,000 | 199,300,000 | 218,200,000 |
| Other Assets Non Current | 577,700,000 | 739,400,000 | 771,000,000 |
| Total Assets Non Current | 9,183,000,000 | 9,630,000,000 | 10,216,100,000 |
| Total Assets | 10,984,800,000 | 11,105,100,000 | 11,666,300,000 |
| Accounts Payable | 294,600,000 | 251,300,000 | 250,400,000 |
| Deferred Revenue | 133,800,000 | 125,100,000 | 111,900,000 |
| Short Term Debt | 70,600,000 | 89,600,000 | 114,600,000 |
| Other Liabilities Current | 694,400,000 | 661,800,000 | 540,500,000 |
| Total Liabilities Current | 1,059,600,000 | 1,002,700,000 | 905,500,000 |
| Long Term Debt | 5,147,200,000 | 5,340,400,000 | 5,670,100,000 |
| Other Liabilities Non Current | 114,500,000 | 153,200,000 | 173,900,000 |
| Total Liabilities Non Current | 5,606,400,000 | 5,996,900,000 | 6,491,400,000 |
| Total Liabilities | 6,666,000,000 | 6,999,600,000 | 7,396,900,000 |
| Common Stock | 2,000,000 | 2,000,000 | 2,000,000 |
| Retained Earnings | 2,357,900,000 | 2,157,100,000 | 2,446,600,000 |
| Accumulated Other Comprehensive Income | -367,200,000 | -260,900,000 | -284,500,000 |
| Total Shareholders Equity | 4,217,000,000 | 4,008,200,000 | 4,169,900,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 537,800,000 | 524,400,000 | 519,000,000 |
| Share Based Compensation Expense | 121,200,000 | 100,300,000 | 82,800,000 |
| Other Non Cash Income Expense | — | 0 | 0 |
| Change In Accounts Receivable | 105,600,000 | 135,100,000 | 37,500,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | -46,000,000 | 12,700,000 | 17,700,000 |
| Change In Accounts Payable | 39,200,000 | -6,500,000 | -20,700,000 |
| Change In Other Liabilities | -33,300,000 | 80,400,000 | -435,300,000 |
| Cash From Operating Activities | 832,500,000 | 645,400,000 | 297,200,000 |
| Purchases Of Marketable Securities | — | — | — |
| Sales Of Marketable Securities | — | — | — |
| Acquisition Of Property Plant And Equipment | 315,800,000 | 310,700,000 | 298,200,000 |
| Acquisition Of Business | 0 | 0 | 508,100,000 |
| Other Investing Activities | -6,600,000 | -400,000 | -2,700,000 |
| Cash From Investing Activities | -307,400,000 | -318,900,000 | -723,900,000 |
| Tax Withholding For Share Based Compensation | 31,700,000 | 18,400,000 | 32,500,000 |
| Payments Of Dividends | 83,600,000 | 83,300,000 | 77,500,000 |
| Issuance Of Common Stock | 24,900,000 | 23,100,000 | 18,700,000 |
| Repurchase Of Common Stock | 31,700,000 | 18,400,000 | 32,500,000 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | — | — | — |
| Cash From Financing Activities | -308,700,000 | -438,800,000 | -820,500,000 |
| Change In Cash | 203,300,000 | -109,100,000 | -1,257,100,000 |
| Cash At End Of Period | 679,500,000 | 476,200,000 | 585,300,000 |
| Income Taxes Paid | 202,500,000 | 206,400,000 | 573,600,000 |
| Interest Paid | 261,000,000 | 281,200,000 | 312,300,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | 1.46 | -1.07 | 1.4 |
| Price To Earnings Ratio | 63.5 | -64.215 | 40.5357 |
| Earnings Growth Rate | -236.4486 | -176.4286 | -80.6897 |
| Price Earnings To Growth Ratio | -0.2686 | 0.364 | -0.5024 |
| Book Value Per Share | 22.216 | 21.228 | 22.1787 |
| Price To Book Ratio | 4.1731 | 3.2368 | 2.5588 |
| Ebitda | 1,289,900,000 | 812,800,000 | 1,593,000,000 |
| Enterprise Value | 22,561,124,000 | 18,242,314,000 | 16,123,775,000 |
| Dividend Yield | 0.0046 | 0.0063 | 0.0071 |
| Dividend Payout Ratio | 0.294 | -0.404 | 0.2876 |
| Debt To Equity Ratio | 1.2373 | 1.3547 | 1.3873 |
| Capital Expenditures | 542,000,000 | 505,500,000 | 489,500,000 |
| Free Cash Flow | 290,500,000 | 139,900,000 | -192,300,000 |
| Return On Equity | 0.0674 | -0.0514 | 0.0646 |
| One Year Beta | 1.2803 | 1.6498 | 1.2924 |
| Three Year Beta | 1.3577 | 1.3203 | 1.1664 |
| Five Year Beta | 1.2117 | 1.1965 | 1.1439 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| CHAOUKI STEVEN M | President, US Markets | 2025-10-01 | 1,000 | D | 64,592 |
| Abdelsadek Mohamed | EVP, Chief Global Solutions | 2025-10-01 | 10,918 | D | 73,219 |
| RUSSELL HEATHER J | EVP, Chief Legal Officer | 2025-09-05 | 5,337 | D | 23,011 |
| Chambers Tiffani | EVP, Chief Operations Officer | 2025-09-03 | 7,584 | D | 54,745 |
| CHAOUKI STEVEN M | President, US Markets | 2025-09-02 | 1,000 | D | 65,592 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Zoe Lofgren | 2023-06-06 | CA18 | Sale | 2023-05-25 | Spouse | $1,001 - $15,000 |
| Susie Lee | 2022-12-29 | NV03 | Sale | 2022-11-30 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| QRG CAPITAL MANAGEMENT, INC. | 2025-09-30 | 373,170 | 4,454 | 83.7831 |
| REINHART PARTNERS, LLC. | 2025-09-30 | 10,145,906 | 121,101 | 83.7805 |
| ASR Vermogensbeheer N.V. | 2025-09-30 | 2,130,972 | 25,435 | 83.7811 |
| American Capital Advisory, LLC | 2025-09-30 | 587 | 7 | 83.8571 |
| Wilmington Savings Fund Society, FSB | 2025-09-30 | 2,094,835 | 25,004 | 83.78 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| Fidelity Rutland Square Trust II | 2025-08-31 | Strategic Advisers U.S. Total Stock Fund | FSAKX | 192,923 | 17,054,393.2 | 0.0208 |
| FIDELITY SELECT PORTFOLIOS | 2025-08-31 | Financials Portfolio | FIDSX | 130,500 | 11,536,200 | 1.0624 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Series Total Market Index Fund | FCFMX | 272,146 | 24,057,706.4 | 0.0276 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Total Market Index Fund | FSKAX | 363,959 | 32,173,975.6 | 0.0276 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Extended Market Index Fund | FSMAX | 1,053,938 | 93,168,119.2 | 0.227 |