TransUnion (TRU)

66.08 -2.53 (-3.68%)

As of 2026-05-19 14:59:57 EST

TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").

Traded asNYSE: TRU
ISINUS89400J1079
CIK0001552033
LEI549300ZS772LUNUMRB03
EIN611678417
SectorInformation technology
IndustryServices-Consumer Credit Reporting, Collection Agencies
CEOChristopher Cartwright
Employees13,400
Fiscal Year End1231
Address555 WEST ADAMS STREET, CHICAGO, IL, 60661
Phone(312) 985-2000
Websitehttps://www.transunion.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
TRUTransUnion2026-05-19 14:59:5766.08-2.53-3.68
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
TRU0001552033TransUnionUS89400J1079549300ZS772LUNUMRB03611678417NYSE7320Services-Consumer Credit Reporting, Collection Agencies1231DE555 WEST ADAMS STREETCHICAGOIL60661UNITED STATESUS(312) 985-2000555 WEST ADAMS STREET, CHICAGO, IL, 60661555 WEST ADAMS STREET, CHICAGO, IL, 60661TransUnion Holding Company, Inc.Information technology1968-02-08Christopher Cartwright13,400https://www.transunion.com/17,100,000,000200,000,000192,800,000TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").2026-05-14 15:50:36
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TRU Stock Price (End-of-Day)
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TRU Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
202517,100,000,0002,700,000,00018.75192,600,000-2,500,000-1.2814
202414,400,000,000-700,000,000-4.6358195,100,0001,100,0000.567
202315,100,000,000-200,000,000-1.3072194,000,0001,100,0000.5702
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Mohamed F. AbdelsadekEVP2025540,000612,8008,567,7991,001,16324,65010,746,412
Tiffani L. ChambersChief Operations Officer, EVP2025504,154600,0006,737,431893,34545,0008,779,930
Todd M. CelloChief Financial Officer, EVP2025680,15403,303,8581,157,190111,3805,252,582
Christopher A. CartwrightChief Executive Officer, President20251,058,250012,665,1492,852,447155,55216,731,398
Alicia B. ZuikerChief Human Resources Officer, EVP2025291,92304,753,009847,138574,5836,466,653
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Employee Count
Fiscal YearEmployee Count
202513,500
202413,400
202313,200
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Income Statements
Fiscal Year202520242023
Revenue4,576,300,0004,183,800,0003,831,200,000
Cost Of Revenue
Gross Profit4,576,400,0004,183,800,0003,831,200,000
Research And Development Expenses
General And Administrative Expenses1,264,900,0001,239,300,0001,171,600,000
Operating Expenses3,718,600,0003,517,100,0003,702,700,000
Operating Income857,800,000666,700,000128,500,000
Net Income455,400,000284,400,000-206,200,000
Earnings Per Share Basic2.341.46-1.07
Earnings Per Share Diluted2.321.45-1.07
Weighted Average Shares Outstanding Basic194,400,000194,400,000193,400,000
Weighted Average Shares Outstanding Diluted196,600,000196,700,000193,400,000
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents853,600,000679,500,000476,200,000
Marketable Securities Current2,700,0002,500,0002,700,000
Accounts Receivable905,000,000798,900,000723,000,000
Inventories
Non Trade Receivables23,000,000082,000,000
Other Assets Current257,700,000323,400,000275,900,000
Total Assets Current2,016,300,0001,801,800,0001,475,100,000
Marketable Securities Non Current
Property Plant And Equipment258,400,000203,500,000199,300,000
Other Assets Non Current480,200,000577,700,000739,400,000
Total Assets Non Current9,096,600,0009,183,000,0009,630,000,000
Total Assets11,112,900,00010,984,800,00011,105,100,000
Accounts Payable349,900,000294,600,000251,300,000
Deferred Revenue129,800,000133,800,000125,100,000
Short Term Debt196,900,00070,600,00089,600,000
Other Liabilities Current607,600,000694,400,000661,800,000
Total Liabilities Current1,154,400,0001,059,600,0001,002,700,000
Long Term Debt5,103,800,0005,147,200,0005,340,400,000
Other Liabilities Non Current116,500,000114,500,000153,200,000
Total Liabilities Non Current5,413,200,0005,606,400,0005,996,900,000
Total Liabilities6,567,600,0006,666,000,0006,999,600,000
Common Stock2,000,0002,000,0002,000,000
Retained Earnings2,723,700,0002,357,900,0002,157,100,000
Accumulated Other Comprehensive Income-340,200,000-367,200,000-260,900,000
Total Shareholders Equity4,439,200,0004,217,000,0004,008,200,000
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization574,800,000537,800,000524,400,000
Share Based Compensation Expense145,600,000121,200,000100,300,000
Other Non Cash Income Expense0
Change In Accounts Receivable119,400,000105,600,000135,100,000
Change In Inventories
Change In Non Trade Receivables
Change In Other Assets1,900,000-46,000,00012,700,000
Change In Accounts Payable31,300,00039,200,000-6,500,000
Change In Other Liabilities-127,600,000-33,300,00080,400,000
Cash From Operating Activities987,600,000832,500,000645,400,000
Purchases Of Marketable Securities0200,00053,500,000
Sales Of Marketable Securities
Acquisition Of Property Plant And Equipment326,000,000315,800,000310,700,000
Acquisition Of Business55,700,00000
Other Investing Activities-3,400,000-6,600,000-400,000
Cash From Investing Activities-331,700,000-307,400,000-318,900,000
Tax Withholding For Share Based Compensation35,700,00031,700,00018,400,000
Payments Of Dividends89,500,00083,600,00083,300,000
Issuance Of Common Stock22,500,00024,900,00023,100,000
Repurchase Of Common Stock302,000,00031,700,00018,400,000
Issuance Of Long Term Debt01,793,100,000655,800,000
Repayment Of Long Term Debt78,500,000198,900,000650,000,000
Other Financing Activities
Cash From Financing Activities-494,600,000-308,700,000-438,800,000
Change In Cash174,100,000203,300,000-109,100,000
Cash At End Of Period853,600,000679,500,000476,200,000
Income Taxes Paid259,700,000202,500,000206,400,000
Interest Paid234,300,000261,000,000281,200,000
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Key Metrics
Fiscal Year202520242023
Earnings Per Share2.341.46-1.07
Price To Earnings Ratio36.645363.5-64.215
Earnings Growth Rate60.274-236.4486-176.4286
Price Earnings To Growth Ratio0.608-0.26860.364
Book Value Per Share23.381222.21621.228
Price To Book Ratio3.66754.17313.2368
Ebitda1,525,700,0001,289,900,000812,800,000
Enterprise Value21,116,900,00022,561,124,00018,242,314,000
Dividend Yield0.00540.00460.0063
Dividend Payout Ratio0.19650.294-0.404
Debt To Equity Ratio1.19411.23731.3547
Capital Expenditures629,700,000542,000,000505,500,000
Free Cash Flow357,900,000290,500,000139,900,000
Return On Equity0.10260.0674-0.0514
One Year Beta1.60431.28031.6498
Three Year Beta1.54151.35771.3203
Five Year Beta1.38821.21171.1965
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Cartwright Christopher ADirector, President and CEO2026-05-1826,284D565,006
Cello Todd MEVP & CFO2026-05-1818,253D149,698
Achanta VenkatEVP, Chief Tech, Data & Analy.2026-05-1816,213D156,741
CHAOUKI STEVEN MPresident, US Markets2026-05-1816,063D104,906
RUSSELL HEATHER JEVP, Chief Legal Officer2026-05-1810,222D51,931
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House Trading
Name Of Reporting PersonReport DateStateTransaction TypeTransaction DateOwner TypeAmount
Zoe Lofgren2023-06-06CA18Sale2023-05-25Spouse$1,001 - $15,000
Susie Lee2022-12-29NV03Sale2022-11-30Joint$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Western Wealth Management, LLC2026-03-31623969.2222
Kentucky Retirement Systems Insurance Trust Fund2026-03-31354,9455,13069.1901
RBF Capital, LLC2026-03-311,729,75025,00069.19
JANUS HENDERSON GROUP PLC2026-03-31258,793,8463,740,32669.1902
Arkadios Wealth Advisors2026-03-31611,5788,83969.1909
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
RUSSELL INVESTMENT FUNDS2026-03-31U.S. Strategic Equity FundRIFAX14,4931,002,770.670.1681
M FUND INC2026-03-31M Capital Appreciation FundMFCPX20,4611,415,696.590.539
PARNASSUS FUNDS2026-03-31Investor SharesPARMX890,97961,646,837.012.7061
PARNASSUS FUNDS2026-03-31Institutional SharesPFPMX890,97961,646,837.012.7061
Meeder Funds2026-03-31Institutional ClassQNTIX1006,9190.0175
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