Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington established in 1998. Operating across the United States, Canada, Australia, and Puerto Rico, Trupanion offers coverage for pets. The company is self-underwritten by the American Pet Insurance Company (APIC).
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| TRUP | TRUPANION, INC. | 2025-10-28 16:34:13 | 43.29 | 0.47 | 1.1 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TRUP | 0001371285 | TRUPANION, INC. | US8982021060 | 549300J86GFKIDGMQP18 | — | Nasdaq | 6324 | Hospital & Medical Service Plans | 1231 | DE | 6100 4TH AVENUE SOUTH | SEATTLE | WA | 98108 | UNITED STATES | US | 888-733-2685 | 6100 4TH AVENUE SOUTH, SEATTLE, WA, 98108 | 6100 4TH AVENUE SOUTH, SEATTLE, WA, 98108 | TRUPANION INC. | Pet insurance | 1999 | — | — | http://trupanion.com/ | 978,851,803 | 44,015,958 | 42,994,675 | Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington established in 1998. Operating across the United States, Canada, Australia, and Puerto Rico, Trupanion offers coverage for pets. The company is self-underwritten by the American Pet Insurance Company (APIC). | 2025-10-23 13:56:57 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2024 | 978,851,803 | 356,038,843 | 57.1663 | 42,490,664 | 675,896 | 1.6164 |
| 2023 | 622,812,960 | -1,246,688,459 | -66.6856 | 41,814,768 | 794,763 | 1.9375 |
| 2022 | 1,869,501,419 | -1,725,004,708 | -47.99 | 41,020,005 | 514,695 | 1.2707 |
| Executive Name | Executive Position | Fiscal Year | Salary | Bonus | Stock Awards | Incentive Plan Compensation | Other Compensation | Total Compensation |
|---|---|---|---|---|---|---|---|---|
| John Gallagher | Chief Operating Officer | 2024 | 324,375 | 0 | 1,103,370 | 143,701 | 0 | 1,571,447 |
| Brenna Mcgibney | Chief Administrative Officer | 2024 | 295,911 | 545,400 | 295,307 | 121,555 | 2,121 | 1,260,294 |
| Margi Tooth | President, Chief Executive Officer | 2024 | 462,500 | 2,245,611 | 1,363,500 | 336,951 | 0 | 4,408,563 |
| Fawwad Qureshi | Chief Financial Officer | 2024 | 366,667 | 154,024 | 199,180 | 232,813 | 23,529 | 976,212 |
| Chris Kearns | Chief Legal Officer | 2024 | 276,042 | 0 | 1,395,542 | 126,979 | 0 | 1,798,563 |
| Fiscal Year | Employee Count |
|---|---|
| 2024 | 1,130 |
| 2023 | 1,142 |
| 2022 | 1,187 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 1,285,684,000 | 1,108,605,000 | 905,179,000 |
| Cost Of Revenue | 1,106,886,000 | 977,589,000 | 782,994,000 |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | 63,731,000 | 60,207,000 | 39,379,000 |
| Operating Expenses | 188,130,000 | 171,456,000 | 164,933,000 |
| Operating Income | -9,514,000 | -40,659,000 | -43,001,000 |
| Net Income | -9,633,000 | -44,693,000 | -44,672,000 |
| Earnings Per Share Basic | -0.23 | -1.08 | -1.1 |
| Earnings Per Share Diluted | -0.23 | -1.08 | -1.1 |
| Weighted Average Shares Outstanding Basic | 42,158,773 | 41,436,882 | 40,765,355 |
| Weighted Average Shares Outstanding Diluted | 42,158,773 | 41,436,882 | 40,765,355 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Cash And Cash Equivalents | 160,295,000 | 147,501,000 | 65,605,000 |
| Marketable Securities Current | 12,623,000 | 25,477,000 | 56,505,000 |
| Accounts Receivable | 274,031,000 | 267,899,000 | 232,439,000 |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | 597,327,000 | 562,089,000 | 469,096,000 |
| Marketable Securities Non Current | 373,000 | 12,866,000 | 7,841,000 |
| Property Plant And Equipment | 102,191,000 | 103,650,000 | 90,701,000 |
| Other Assets Non Current | 17,579,000 | 18,922,000 | 18,943,000 |
| Total Assets Non Current | 209,526,000 | 220,859,000 | 202,531,000 |
| Total Assets | 806,853,000 | 782,948,000 | 671,627,000 |
| Accounts Payable | 11,532,000 | 10,505,000 | 9,471,000 |
| Deferred Revenue | 251,640,000 | 235,329,000 | 202,692,000 |
| Short Term Debt | 1,350,000 | 1,350,000 | 1,103,000 |
| Other Liabilities Current | 33,469,000 | 34,052,000 | 32,616,000 |
| Total Liabilities Current | 349,626,000 | 344,474,000 | 289,616,000 |
| Long Term Debt | 127,537,000 | 127,580,000 | 68,354,000 |
| Other Liabilities Non Current | 4,476,000 | 4,487,000 | 4,968,000 |
| Total Liabilities Non Current | 133,959,000 | 134,752,000 | 76,714,000 |
| Total Liabilities | 483,585,000 | 479,226,000 | 366,330,000 |
| Common Stock | 0 | 0 | 0 |
| Retained Earnings | -225,888,000 | -216,255,000 | -171,562,000 |
| Accumulated Other Comprehensive Income | -2,612,000 | 403,000 | -6,301,000 |
| Total Shareholders Equity | 323,268,000 | 303,722,000 | 305,297,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Depreciation And Amortization | 16,466,000 | 12,474,000 | 10,921,000 |
| Share Based Compensation Expense | 33,432,000 | 33,161,000 | 33,393,000 |
| Other Non Cash Income Expense | — | — | — |
| Change In Accounts Receivable | 6,717,000 | 35,440,000 | 66,982,000 |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | — | — | — |
| Change In Accounts Payable | 2,084,000 | 1,644,000 | 3,136,000 |
| Change In Other Liabilities | — | — | — |
| Cash From Operating Activities | 48,287,000 | 18,638,000 | -8,000,000 |
| Purchases Of Marketable Securities | — | — | — |
| Sales Of Marketable Securities | 77,100,000 | 114,700,000 | 43,000,000 |
| Acquisition Of Property Plant And Equipment | 9,716,000 | 18,280,000 | 17,088,000 |
| Acquisition Of Business | 0 | 0 | 15,034,000 |
| Other Investing Activities | -2,099,000 | -1,585,000 | 1,598,000 |
| Cash From Investing Activities | -13,457,000 | 7,639,000 | -67,516,000 |
| Tax Withholding For Share Based Compensation | 2,519,000 | 1,536,000 | 4,359,000 |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | 0 |
| Repurchase Of Common Stock | 0 | 0 | 5,755,000 |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | 1,350,000 | 1,717,000 | 571,000 |
| Other Financing Activities | -840,000 | -378,000 | 0 |
| Cash From Financing Activities | -3,957,000 | 59,126,000 | 60,743,000 |
| Change In Cash | 28,996,000 | 85,827,000 | -16,232,000 |
| Cash At End Of Period | 160,295,000 | 147,501,000 | 65,605,000 |
| Income Taxes Paid | 546,000 | 611,000 | 2,498,000 |
| Interest Paid | 13,191,000 | 12,100,000 | 3,353,000 |
| Fiscal Year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Earnings Per Share | -0.23 | -1.08 | -1.1 |
| Price To Earnings Ratio | -209.5652 | -28.25 | -43.2091 |
| Earnings Growth Rate | -78.7037 | -1.8182 | — |
| Price Earnings To Growth Ratio | 2.6627 | 15.5375 | — |
| Book Value Per Share | 7.6679 | 7.3298 | 7.4891 |
| Price To Book Ratio | 6.286 | 4.1625 | 6.3465 |
| Ebitda | 21,877,000 | -19,531,000 | -26,986,000 |
| Enterprise Value | 2,000,644,858.6 | 1,245,668,269.82 | 1,941,429,323.15 |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0.3987 | 0.4245 | 0.2275 |
| Capital Expenditures | 15,007,000 | 25,423,000 | 23,672,000 |
| Free Cash Flow | 33,280,000 | -6,785,000 | -31,672,000 |
| Return On Equity | -0.0298 | -0.1472 | -0.1463 |
| One Year Beta | 1.2298 | 2.255 | 2.096 |
| Three Year Beta | 1.9742 | 2.1429 | 1.3527 |
| Five Year Beta | 1.4123 | 1.4349 | 1.3273 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Tooth Margaret | Director, CEO | 2025-09-25 | 6,000 | A | 153,190 |
| Tooth Margaret | Director, CEO | 2025-09-25 | 6,000 | D | 147,190 |
| Tooth Margaret | Director, CEO | 2025-09-25 | 6,000 | D | 22,000 |
| Tooth Margaret | Director, CEO | 2025-09-25 | 2,961 | D | 144,229 |
| RAWLINGS DARRYL | Director | 2025-09-04 | 30,369 | D | 1,413,281 |
| Name Of Reporting Person | Report Date | State | Transaction Type | Transaction Date | Owner Type | Amount |
|---|---|---|---|---|---|---|
| Bradley S. Schneider | 2022-08-13 | IL10 | Sale (Partial) | 2021-02-08 | Spouse | $50,001 - $100,000 |
| Bradley S. Schneider | 2022-08-13 | IL10 | Sale | 2021-12-07 | Spouse | $15,001 - $50,000 |
| Bradley S. Schneider | 2022-03-17 | IL10 | Exchange | 2021-12-10 | Joint | $50,001 - $100,000 |
| Bradley S. Schneider | 2022-03-17 | IL10 | Sale (Partial) | 2021-12-10 | Joint | $50,001 - $100,000 |
| Marie Newman | 2021-06-10 | IL03 | Sale | 2021-05-21 | Joint | $1,001 - $15,000 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| Campbell & CO Investment Adviser LLC | 2025-09-30 | 3,771,549 | 87,143 | 43.28 |
| Versant Capital Management, Inc | 2025-09-30 | 10,560 | 244 | 43.2787 |
| TD PRIVATE CLIENT WEALTH LLC | 2025-09-30 | 822 | 19 | 43.2632 |
| TOKIO MARINE ASSET MANAGEMENT CO LTD | 2025-09-30 | 471,752 | 10,900 | 43.28 |
| NEW YORK STATE TEACHERS RETIREMENT SYSTEM | 2025-09-30 | 1,496,000 | 34,567 | 43.2783 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Series Total Market Index Fund | FCFMX | 47,087 | 2,182,953.32 | 0.0025 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Total Market Index Fund | FSKAX | 62,583 | 2,901,347.88 | 0.0025 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Nasdaq Composite Index Fund | FNCMX | 24,130 | 1,118,666.8 | 0.0053 |
| FIDELITY COMMONWEALTH TRUST | 2025-08-31 | Fidelity Nasdaq Composite Index ETF | ONEQ | 14,362 | 665,822.32 | 0.0078 |
| FIDELITY CONCORD STREET TRUST | 2025-08-31 | Fidelity Extended Market Index Fund | FSMAX | 182,381 | 8,455,183.16 | 0.0206 |