Better Home & Finance Holding Co (BETR)

10.37 0.45 (4.49%)

As of 2026-10-08 08:46:18 EST

Better Home & Finance Holding Company doing business as Better or Better.com, headquartered in New York City, is an American financial technology company that provides mortgage origination, processing, underwriting, and closings via an online platform.

Traded asNasdaq: BETR
ISINUS08774B5084
CIK0001835856
LEI—
EIN933029990
SectorFinancial services
IndustryLoan Brokers
CEOVishal Garg
Employees1,329
Fiscal Year End1231
Address1 WORLD TRADE CENTER, 285 FULTON ST, NEW YORK, NY
Phone646-839-0086
Websitehttps://better.com/
Stock Quotes
trading_symbolregistrant_nametimepricechangepercentage_change
BETRBetter Home & Finance Holding Co2026-10-08 08:46:1810.370.454.49
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Company Information
trading_symbolcentral_index_keyregistrant_nameisin_numberlei_numberein_numberexchangesic_codesic_descriptionfiscal_year_endstate_of_incorporationaddress_streetaddress_cityaddress_stateaddress_zip_codeaddress_countryaddress_country_codephone_numbermailing_addressbusiness_addressformer_nameindustryfounding_datechief_executive_officernumber_of_employeeswebsitemarket_capshares_issuedshares_outstandingdescriptionupdate_time
BETR0001835856Better Home & Finance Holding CoUS08774B5084—933029990Nasdaq6163Loan Brokers1231—1 WORLD TRADE CENTER, 285 FULTON STNEW YORKNY10007UNITED STATESUS646-839-00861 WORLD TRADE CENTER, 285 FULTON ST, NEW YORK, NY1 WORLD TRADE CENTER, 285 FULTON ST, NEW YORK, NYAurora Acquisition Corp.Financial services2014-02-24Vishal Garg1,329https://better.com/169,000,00018,981,789—Better Home & Finance Holding Company doing business as Better or Better.com, headquartered in New York City, is an American financial technology company that provides mortgage origination, processing, underwriting, and closings via an online platform.2026-10-01 21:44:34
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BETR Stock Price (End-of-Day)
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BETR Stock Price (1-Minute)
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Market Cap
Fiscal YearMarket CapChange In Market CapPercentage Change In Market CapShares OutstandingChange In Shares OutstandingPercentage Change In Shares Outstanding
2025169,000,00013,000,0008.3333———
2024156,000,000153,800,0006,990.9091———
20232,200,000-269,940,335-99.1916———
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Executive Compensation
Executive NameExecutive PositionFiscal YearSalaryBonusStock AwardsIncentive Plan CompensationOther CompensationTotal Compensation
Paula TuffinSecretary, Chief Compliance Officer, General Counsel2025450,000850,0003,955,518—2,5085,258,026
Vishal GargChief Executive Officer2025450,0005,600,00020,638,706—57026,689,276
Chad SmithPresident, Chief Operating Officer2025533,3331,694,5002,783,917—8745,012,624
Vishal GargChief Executive Officer2024750,00000—810750,810
Kevin RyanChief Financial Officer20241,000,000500,0000—1,2421,501,242
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Employee Count
Fiscal YearEmployee Count
20223
20213
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Income Statements
Fiscal Year202520242023
Revenue11,299,00012,888,0000
Cost Of Revenue———
Gross Profit164,872,000108,488,00076,820,000
Research And Development Expenses27,874,00026,110,00083,815,000
General And Administrative Expenses45,323,00052,230,000147,214,000
Operating Expenses330,691,000313,928,000368,096,000
Operating Income-165,819,000-205,440,000-291,276,000
Net Income-165,872,000-206,290,000-536,420,000
Earnings Per Share Basic-10.8-13.65-1.16
Earnings Per Share Diluted-10.8-13.65-1.16
Weighted Average Shares Outstanding Basic15,358,43315,111,701461,684,130
Weighted Average Shares Outstanding Diluted15,358,43315,111,701461,684,130
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Balance Sheet Statements
Fiscal Year202520242023
Cash And Cash Equivalents99,827,000211,101,000503,591,000
Marketable Securities Current103,607,00053,774,00025,597,000
Accounts Receivable———
Inventories——0
Non Trade Receivables14,808,00017,549,00016,888,000
Other Assets Current———
Total Assets Current———
Marketable Securities Non Current———
Property Plant And Equipment1,943,0002,717,00016,454,000
Other Assets Non Current———
Total Assets Non Current———
Total Assets1,505,434,000913,057,000905,554,000
Accounts Payable74,560,00048,134,00066,558,000
Deferred Revenue03,038,000272,000
Short Term Debt———
Other Liabilities Current———
Total Liabilities Current———
Long Term Debt———
Other Liabilities Non Current———
Total Liabilities Non Current———
Total Liabilities1,468,251,000971,227,000782,954,000
Common Stock2,0002,00074,000
Retained Earnings-2,076,238,000-1,910,366,000-1,704,076,000
Accumulated Other Comprehensive Income3,657,000-1,936,000-1,714,000
Total Shareholders Equity37,183,000-58,170,000122,600,000
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Cash Flow Statements
Fiscal Year202520242023
Depreciation And Amortization1,000,0007,100,0005,800,000
Share Based Compensation Expense20,432,00026,753,00054,160,000
Other Non Cash Income Expense-673,0000-988,000
Change In Accounts Receivable———
Change In Inventories———
Change In Non Trade Receivables-2,295,0001,908,00097,000
Change In Other Assets-9,492,000-16,859,000-14,697,000
Change In Accounts Payable17,028,000-21,084,000-22,211,000
Change In Other Liabilities-3,520,0001,514,000-29,888,000
Cash From Operating Activities-166,575,000-379,971,000-159,720,000
Purchases Of Marketable Securities493,088,000211,863,00048,188,000
Sales Of Marketable Securities———
Acquisition Of Property Plant And Equipment1,193,0003,388,000456,000
Acquisition Of Business—012,713,000
Other Investing Activities———
Cash From Investing Activities-661,507,000-143,810,000-38,594,000
Tax Withholding For Share Based Compensation———
Payments Of Dividends———
Issuance Of Common Stock29,221,000016,351,000
Repurchase Of Common Stock——0
Issuance Of Long Term Debt———
Repayment Of Long Term Debt——2,709,799,000
Other Financing Activities———
Cash From Financing Activities714,336,000239,131,000381,402,000
Change In Cash-121,248,000-284,867,000182,001,000
Cash At End Of Period99,827,000211,101,000503,591,000
Income Taxes Paid1,707,000-677,000-8,451,000
Interest Paid21,753,00013,822,00012,044,000
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Key Metrics
Fiscal Year202520242023
Earnings Per Share-10.8-13.65-1.16
Price To Earnings Ratio-3.0167-0.6535-35.194
Earnings Growth Rate-20.87911,076.7241-422.2222
Price Earnings To Growth Ratio0.1445-0.00060.0834
Book Value Per Share2.421-3.84930.2655
Price To Book Ratio13.4572-2.3173153.7378
Ebitda-145,740,000-182,365,000-527,391,000
Enterprise Value———
Dividend Yield———
Dividend Payout Ratio———
Debt To Equity Ratio———
Capital Expenditures226,000-6,637,000—
Free Cash Flow-166,801,000-373,334,000—
Return On Equity-4.4613.5463-4.3754
One Year Beta1.30120.79260.7252
Three Year Beta1.04280.28040.1837
Five Year Beta0.5490.27150.1837
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Insider Transactions
Insider NameRelationship To IssuerTransaction DateAmount Of SecuritiesAcquired Or DisposedSecurities Owned Following Transaction
Tuffin PaulaGeneral Counsel and CCO2026-09-173,108D40,931
FEIERSTEIN BARRYChief Operating Officer2026-09-0418,750A18,750
FEIERSTEIN BARRYChief Operating Officer2026-09-0418,750D18,750
Smith Chad M.President, BMC2026-09-0111,243A11,243
Smith Chad M.President, BMC2026-09-0110,000A22,936
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House Trading
Name Of Reporting PersonReport DateStateTransaction TypeTransaction DateOwner TypeAmount
Josh Gottheimer2018-08-13NJ05Sale2017-12-19—$1,001 - $15,000
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Institutional Holdings
Investor NamePeriod Of ReportMarket ValueAmount Of SecuritiesPrice Per Security
Versant Capital Management, Inc2026-09-301,32012011
STATE STREET CORP2026-06-304,964,465180,52627.5
CITADEL ADVISORS LLC2026-06-301,058,75038,50027.5
CITADEL ADVISORS LLC2026-06-302,637,25095,90027.5
CITADEL ADVISORS LLC2026-06-309,239,698335,98927.5
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Mutual Fund Holdings
Registrant NamePeriod Of ReportFund NameFund SymbolAmount Of UnitsValue In UsdPercentage Value Compared To Assets
Global X Funds2026-07-31Global X Russell 2000 ETFRSSL3,81889,7230.006
Advisors' Inner Circle Fund III2026-07-31I SharesKCXIX681,5980.0004
AMG Funds I2026-07-31Class ZMSSYX17,656414,9160.443
AMG Funds I2026-07-31Class NMSSVX17,656414,9160.443
AMG Funds I2026-07-31Class IMSSCX17,656414,9160.443
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