Happen Bank Inc. (formerly LendingClub Corporation) is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform.
| trading_symbol | registrant_name | time | price | change | percentage_change |
|---|---|---|---|---|---|
| HAPN | Happen, Inc. | 2026-10-08 08:45:01 | 14.85 | -0.33 | -2.17 |
| trading_symbol | central_index_key | registrant_name | isin_number | lei_number | ein_number | exchange | sic_code | sic_description | fiscal_year_end | state_of_incorporation | address_street | address_city | address_state | address_zip_code | address_country | address_country_code | phone_number | mailing_address | business_address | former_name | industry | founding_date | chief_executive_officer | number_of_employees | website | market_cap | shares_issued | shares_outstanding | description | update_time |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HAPN | 0001409970 | Happen, Inc. | US52603A2087 | 8945009J1RQQBSQ5BP24 | — | Nasdaq | 6141 | Personal Credit Institutions | 1231 | DE | 88 KEARNY ST | SAN FRANCISCO | CA | 94108 | UNITED STATES | US | 415-930-7440 | 88 KEARNY ST, SAN FRANCISCO, CA, 94108 | 88 KEARNY ST, SAN FRANCISCO, CA, 94108 | LendingClub CORP | Financial services | 2006 | Scott Sanborn | 1,002 | http://happen.com | 1,205,883,976 | 115,407,464 | 115,407,464 | Happen Bank Inc. (formerly LendingClub Corporation) is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. | 2026-10-01 20:03:31 |
| Fiscal Year | Market Cap | Change In Market Cap | Percentage Change In Market Cap | Shares Outstanding | Change In Shares Outstanding | Percentage Change In Shares Outstanding |
|---|---|---|---|---|---|---|
| 2025 | 1,205,883,976 | 381,652,258 | 46.304 | 115,180,598 | 1,796,681 | 1.5846 |
| 2024 | 824,231,718 | -70,578,861 | -7.8876 | 113,383,917 | 2,973,315 | 2.693 |
| 2023 | 894,810,579 | -169,318,466 | -15.9115 | 110,410,602 | 3,839,575 | 3.6028 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | — | — | — |
| Cost Of Revenue | — | — | — |
| Gross Profit | — | — | — |
| Research And Development Expenses | — | — | — |
| General And Administrative Expenses | — | — | — |
| Operating Expenses | — | — | — |
| Operating Income | 961,543,000 | 907,958,000 | 832,630,000 |
| Net Income | 135,677,000 | 51,330,000 | 38,939,000 |
| Earnings Per Share Basic | 1.18 | 0.46 | — |
| Earnings Per Share Diluted | 1.16 | 0.45 | — |
| Weighted Average Shares Outstanding Basic | 114,605,220 | 111,731,523 | — |
| Weighted Average Shares Outstanding Diluted | 117,233,815 | 113,122,859 | — |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Cash And Cash Equivalents | 11,749,000 | 15,524,000 | 14,993,000 |
| Marketable Securities Current | — | — | — |
| Accounts Receivable | — | — | — |
| Inventories | — | — | — |
| Non Trade Receivables | — | — | — |
| Other Assets Current | — | — | — |
| Total Assets Current | — | — | — |
| Marketable Securities Non Current | — | — | — |
| Property Plant And Equipment | 254,088,000 | 167,532,000 | 161,517,000 |
| Other Assets Non Current | — | — | — |
| Total Assets Non Current | — | — | — |
| Total Assets | 11,567,816,000 | 10,630,509,000 | 8,827,463,000 |
| Accounts Payable | 87,341,000 | 78,131,000 | 54,619,000 |
| Deferred Revenue | — | — | — |
| Short Term Debt | — | — | — |
| Other Liabilities Current | — | — | — |
| Total Liabilities Current | — | — | — |
| Long Term Debt | 0 | 0 | — |
| Other Liabilities Non Current | — | — | — |
| Total Liabilities Non Current | — | — | — |
| Total Liabilities | 10,067,388,000 | 9,288,778,000 | 7,575,641,000 |
| Common Stock | 1,154,000 | 1,134,000 | 1,104,000 |
| Retained Earnings | -201,799,000 | -337,476,000 | -388,806,000 |
| Accumulated Other Comprehensive Income | -18,160,000 | -24,243,000 | -30,304,000 |
| Total Shareholders Equity | 1,500,428,000 | 1,341,731,000 | 1,251,822,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Depreciation And Amortization | — | 58,834,000 | 47,195,000 |
| Share Based Compensation Expense | 34,286,000 | 40,069,000 | 52,389,000 |
| Other Non Cash Income Expense | -9,995,000 | -10,754,000 | 8,932,000 |
| Change In Accounts Receivable | — | — | — |
| Change In Inventories | — | — | — |
| Change In Non Trade Receivables | — | — | — |
| Change In Other Assets | -33,593,000 | -22,422,000 | -54,894,000 |
| Change In Accounts Payable | — | — | — |
| Change In Other Liabilities | -307,000 | -6,458,000 | -87,746,000 |
| Cash From Operating Activities | -2,726,940,000 | -2,634,174,000 | -1,136,600,000 |
| Purchases Of Marketable Securities | 30,452,000 | 49,786,000 | 61,648,000 |
| Sales Of Marketable Securities | 1,786,765,000 | 938,409,000 | 0 |
| Acquisition Of Property Plant And Equipment | 140,341,000 | 54,302,000 | 59,509,000 |
| Acquisition Of Business | — | — | — |
| Other Investing Activities | 4,348,000 | 2,651,000 | 4,676,000 |
| Cash From Investing Activities | 1,932,159,000 | 607,813,000 | 516,697,000 |
| Tax Withholding For Share Based Compensation | — | — | — |
| Payments Of Dividends | — | — | — |
| Issuance Of Common Stock | — | — | 0 |
| Repurchase Of Common Stock | — | — | — |
| Issuance Of Long Term Debt | — | — | — |
| Repayment Of Long Term Debt | — | — | — |
| Other Financing Activities | -22,093,000 | -13,668,000 | -19,833,000 |
| Cash From Financing Activities | 747,822,000 | 1,709,609,000 | 789,567,000 |
| Change In Cash | -46,959,000 | -316,752,000 | 169,664,000 |
| Cash At End Of Period | 11,749,000 | 15,524,000 | 14,993,000 |
| Income Taxes Paid | 3,377,000 | 275,000 | 6,631,000 |
| Interest Paid | 341,390,000 | 378,276,000 | 258,626,000 |
| Fiscal Year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Earnings Per Share | 1.18 | 0.46 | — |
| Price To Earnings Ratio | 16.0508 | 35.1957 | — |
| Earnings Growth Rate | 156.5217 | — | — |
| Price Earnings To Growth Ratio | 0.1025 | — | — |
| Book Value Per Share | 13.0921 | 12.0085 | — |
| Price To Book Ratio | 1.4467 | 1.3482 | — |
| Ebitda | — | 484,356,000 | 363,557,000 |
| Enterprise Value | 2,158,873,866.8 | 1,793,409,357.37 | — |
| Dividend Yield | — | — | — |
| Dividend Payout Ratio | — | — | — |
| Debt To Equity Ratio | 0 | 0 | — |
| Capital Expenditures | — | 64,849,000 | 72,239,000 |
| Free Cash Flow | — | -2,699,023,000 | -1,208,839,000 |
| Return On Equity | 0.0904 | 0.0383 | 0.0311 |
| One Year Beta | 1.9387 | 1.7385 | 2.1191 |
| Three Year Beta | 1.9325 | 2.049 | 2.1681 |
| Five Year Beta | 2.0605 | 1.6599 | 1.6479 |
| Insider Name | Relationship To Issuer | Transaction Date | Amount Of Securities | Acquired Or Disposed | Securities Owned Following Transaction |
|---|---|---|---|---|---|
| Selleck Erin | Director | 2026-09-15 | 7,148 | D | 75,380 |
| Selleck Erin | Director | 2026-09-04 | 2,057 | D | 82,528 |
| Cheng Jordan | General Counsel & Secretary | 2026-09-03 | 2,800 | D | 106,413 |
| Sanborn Scott | Director, CEO | 2026-08-26 | 28,750 | D | 1,462,774 |
| Cheng Jordan | General Counsel & Secretary | 2026-08-25 | 5,728 | A | 108,302 |
| Investor Name | Period Of Report | Market Value | Amount Of Securities | Price Per Security |
|---|---|---|---|---|
| MassMutual Private Wealth & Trust, FSB | 2026-09-30 | 2,616 | 177 | 14.7797 |
| Versant Capital Management, Inc | 2026-09-30 | 51,760 | 3,502 | 14.7801 |
| ENVESTNET ASSET MANAGEMENT INC | 2026-06-30 | 431,065 | 20,784 | 20.7402 |
| STATE STREET CORP | 2026-06-30 | 61,021,839 | 2,942,505 | 20.7381 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 2026-06-30 | 1,199,062 | 57,814 | 20.74 |
| Registrant Name | Period Of Report | Fund Name | Fund Symbol | Amount Of Units | Value In Usd | Percentage Value Compared To Assets |
|---|---|---|---|---|---|---|
| VICTORY PORTFOLIOS III | 2026-07-31 | Victory Extended Market Index Fund | USMIX | 12,889 | 246,695.46 | 0.0305 |
| INVESCO EXCHANGE-TRADED FUND TRUST | 2026-07-31 | Invesco RAFI US 1500 Small-Mid ETF | PRFZ | 165,202 | 3,161,966.28 | 0.1145 |
| Global X Funds | 2026-07-31 | Global X Russell 2000 ETF | RSSL | 54,882 | 1,050,441.48 | 0.0705 |
| THRIVENT MUTUAL FUNDS | 2026-07-31 | Class S | TMAFX | 2,946 | 56,386.44 | 0.001 |
| THRIVENT MUTUAL FUNDS | 2026-07-31 | Class A | TMAAX | 2,946 | 56,386.44 | 0.001 |